Workers compensation insurer Employers Holdings Inc. has launched a new Excess Workers’ Compensation insurance product, expanding its portfolio to serve large self-insured employers, groups, pools and joint powers authorities from coast to coast.

“As the needs of employers and public entities continue to evolve, so must we,” said Katherine Antonello, President and Chief Executive Officer of Employers Holdings Inc. “Our new Excess Workers’ Compensation insurance product represents a significant milestone in our evolution. It expands our customer base to serve large, self-insured organizations with both strong excess coverage and sophisticated services designed to help them operate with greater clarity, confidence and control.”

Employers said its new solution goes beyond traditional excess coverage to deliver a data-driven and strategic approach to excess workers comp risks.

Designed for enhanced support of self-insured organizations and their producer partners, the new product integrates:

  • Specific and aggregate excess workers compensation insurance protection
  • Predictive and prescriptive claims analytics
  • Real-time claims visibility and reporting tools
  • Industry benchmarking insights
  • On-demand loss prevention and risk advisory services
  • Strategic guidance on program structure and risk financing

Employers said these capabilities provide actionable intelligence into claim trends, severity drivers and risk exposures, enabling self-insured employers to mitigate losses, improve safety outcomes and optimize total cost of risk.

The program is underwritten by Employers Assurance Company, rated A (Excellent) by AM Best.

Employers’ Excess Workers’ Compensation insurance is currently available in select jurisdictions nationwide.