California Insurance Commissioner Ricardo Lara approved a higher September 1, 2025, pure workers compensation premium rate filing.
The decision followed a filing by the Workers’ Compensation Insurance Rating Bureau of California. The WCIRB submitted the filing to the California Department of Insurance on April 30.
Related: WCIRB: 2024 Losses, Expenses in California Workers’ Comp 108% of Earned Premium
In its filing, the WCIRB proposed advisory pure premium rates on average 11.2 percent above the approved September 1, 2024, advisory pure premium rates. The CDI held a public hearing regarding the filing in June 10.
In his decision, the commissioner approved advisory pure premium rates for new and renewal policies effective on or after September 1, 2025. The approved advisory pure premium rates, which average $1.52 per $100 of payroll, are 8.7 percent percent higher than the average of the approved September 1, 2024, advisory pure premium rates.
Related: Claim Frequency in California Workers’ Comp Higher in L.A. Area, Study Shows
The difference between the WCIRB proposed and CDI approved advisory pure premium rates is due to different assumptions regarding loss development, according to the WCIRB.



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