Climate and property analytics provider ZestyAI’s Z-FIRE wildfire risk analytics product is going to be used by the California FAIR Plan Association, the state’s property insurer of last resort, to properly assess wildfire risk in California.

The FAIR Plan recently received approval from the California Department of Insurance (CDI) to use ZestyAI’s Z-FIRE wildfire risk analytics product when setting rates for dwelling policies.

The technology is expected to assist the FAIR Plan to assess individual insured location risk to determine more accurate premiums for policyholders, allowing the plan to distribute rates more equitably across the state and ensure that properties receive risk-appropriate rate adjustments.

Previous models used by the FAIR Plan did not distinguish between properties that are highly mitigated and those that are not.

“The California FAIR Plan is in a unique position as holder of the highest concentration of wildfire risk of any insurer in California,” said Attila Toth, founder and CEO of ZestyAI.

Z-FIRE’s property-specific, transparent risk scores will enable property owners to take an active role in lowering wildfire risk through mitigation and, potentially, their insurance premiums.

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WTW, a global advisory and broker, has partnered with CSAA Insurance Group to license WTW’s Radar software.

Radar enables the ability to perform advanced competitive market analysis and identify weaknesses and cross-subsidies in current or proposed pricing structures. Radar also supports fair pricing assessments throughout the insurance value chain and across various business lines, including personal, commercial, life, accident, and health insurance.

“We continuously challenge ourselves to find innovative ways to better serve our customers,” said Todd Walker, chief actuary for CSAA Insurance Group. “From quoting to claims resolution, we are committed to pursuing software solutions that offer a superior insurance experience, Radar, and we look forward to partnering with WTW.”

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Driver Technologies, an AI-based mobility tech company that delivers a safer driving experience, is partnering with AXA XL Insurance to provide commercial drivers a scalable, hardware-free, dash cam and driver safety solution.

Driver’s dash cam app transforms a fleet driver’s smartphone into an advanced mobile driving assistance system and dash cam designed to make connected mobility technology more accessible.

Under the terms of the agreement, Driver Technologies will join the AXA XL Ecosystem as a preferred partner in a network of products and services focused on advancing technology adoption, leveraging data to solve customers’ problems, enhancing risk management efforts, and supporting environmental, social and governance (ESG) goals.

Members of the AXA XL Ecosystem will receive preferred access to the premium Driver app, as well as AI safety alerts. AXA XL member company drivers will also receive access to Driver’s cloud storage feature, Driver Cloud, which uploads video, location and telematics data over cellular and/or WiFi, so fleets always have videos that they can share with their insurance company, employer or family members. The Driver Cloud program is integration-free and allows easy viewing and sharing from any laptop or mobile device.

“Insurance companies on the cutting edge like AXA XL see the value that video and video-informed telematics can bring a deeper understanding of how insureds drive,” said Rashid Galadanci, CEO and co-founder of Driver Technologies. “Video is incredibly valuable for the claims process for users as visual ground truth cuts substantial time and costs from the claims life cycle and, in many cases, can eliminate any need for arbitration.”