Commercial Lines
Workers Compensation Continues to Lead P/C Industry With Strong Profits
Although economic uncertainty could affect insurers in the near to midterm, the workers compensation line continues to be a key driver of the profitability of the entire property/casualty insurance ...
Civil Rights Agency Drops a Key Tool Used to Investigate Workplace Discrimination
The U.S. civil rights agency responsible for enforcing worker rights will stop investigating complaints about company policies that don't explicitly discriminate but may disproportionately harm ...
Cyber Tops List of Business Risks With Geopolitical Volatility Surging Into Top 10: Aon
Geopolitical volatility has surged into a top 10 business risk with cyber risk remaining the No. 1 concern globally, followed by business interruption at No. 2, according to Aon's 2025 Global Risk ...
Risk Reality vs. Commercial Insurance: Coverage Holes Exposed
Two recent reports—one reviewing property and business interruption risks and the other, liability—highlight a growing divide between escalating risk and shrinking insurance coverage. They also ...
AM Best: Commercial Auto Liability Drags Down Segment and It Could Get Worse
Commercial auto has been a dark cloud hanging over the U.S. property/casualty industry for more than a dozen years—and things are getting worse. For the 14th consecutive year, commercial auto has ...
The MEMIC Group to Acquire The Dakota Group, Including Risk Administration Services
Workers compensation specialty insurer The MEMIC Group, led by parent company Maine Employers' Mutual Insurance Company, has entered into an agreement to acquire The Dakota Group, including Risk ...
Inflation Hits Med Mal: Actuaries Estimate $4B for Economic + Social
An actuarial report published earlier this month put a $4 billion estimate on inflation's effect on medical malpractice insurance losses over the last decade, without gauging the separate impacts of ...
Editor’s Question: How Much Did U.S. P/C Industry Premiums Grow in 2025?
Analysts agree that first-half 2025 underwriting income for the U.S. property/casualty insurance industry more than tripled compared to first-half 2024, translating to a combined ratio of 96.4. But ...