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Critical Information for P/C Carrier Executives

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Animals Cause More Than 350,000 Crashes Per Year: Report
China’s Natural Disaster Losses Hit $30B in First Nine Months of 2026
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U.S. Announces $25M Whistleblower Program to Encourage Public to Report Alleged Fraud
Stress Is Reshaping Americans’ Lives

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Delegation Without Abdication: A Division of Labor for Human-AI Decisions in Insurance
Viewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines Trust
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Global Commercial Insurance Rates Drop 5% in Q3; Signs of Stabilization
AI Accelerates Cyber Threat Landscape, Poses New Risks for Insurers and Businesses
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US P/C Insurers See Fewer Ratings Downgrades in H1 2026 on Improved Performance
Insurance Regulators Defend State-Led Model in Reply to Warren
Monster Tsunami Sent Water 1,580 Feet Up an Alaskan Mountain
Lyft to Pay $272M to Settle California Rideshare Drivers’ Wage Theft Lawsuit
Federal Bill Seeks to Reduce Work Week to 32 Hours
Levers and Guardrails: How Growth Is Being Built at Hippo

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Building a Glass Box Not a Black Box at Elara Spatial
Who Structures the Problem in AI-Assisted Insurance Decisions?
Viewpoint: Six Questions Every CIO Should Ask Before Their Next AI Investment
Workers’ Compensation’s Real Challenge: Orchestration

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Commercial Lines

Civil Rights Agency Drops a Key Tool Used to Investigate Workplace Discrimination

The U.S. civil rights agency responsible for enforcing worker rights will stop investigating complaints about company policies that don't explicitly discriminate but may disproportionately harm ...

Cyber Tops List of Business Risks With Geopolitical Volatility Surging Into Top 10: Aon

Geopolitical volatility has surged into a top 10 business risk with cyber risk remaining the No. 1 concern globally, followed by business interruption at No. 2, according to Aon's 2025 Global Risk ...

Risk Reality vs. Commercial Insurance: Coverage Holes Exposed

Two recent reports—one reviewing property and business interruption risks and the other, liability—highlight a growing divide between escalating risk and shrinking insurance coverage. They also ...

AM Best: Commercial Auto Liability Drags Down Segment and It Could Get Worse

Commercial auto has been a dark cloud hanging over the U.S. property/casualty industry for more than a dozen years—and things are getting worse. For the 14th consecutive year, commercial auto has ...

The MEMIC Group to Acquire The Dakota Group, Including Risk Administration Services

Workers compensation specialty insurer The MEMIC Group, led by parent company Maine Employers' Mutual Insurance Company, has entered into an agreement to acquire The Dakota Group, including Risk ...

Inflation Hits Med Mal: Actuaries Estimate $4B for Economic + Social

An actuarial report published earlier this month put a $4 billion estimate on inflation's effect on medical malpractice insurance losses over the last decade, without gauging the separate impacts of ...

Editor’s Question: How Much Did U.S. P/C Industry Premiums Grow in 2025?

Analysts agree that first-half 2025 underwriting income for the U.S. property/casualty insurance industry more than tripled compared to first-half 2024, translating to a combined ratio of 96.4. But ...

Ransomware Attackers ‘More Systematic,’ Claims Become Costlier: Report

A portfolio claims analysis shared by Resilience, a cyber risk solutions company, showed the year-over-year average cost of individual ransomware attacks rose by 17 percent in the first half of 2025. ...

Fleet Operators Want More From Their Insurers: Survey

A newly released report suggests that nearly 90 percent of fleets believe claims service needs to improve, sparking a turning point for the commercial insurance industry. AI native insurer Nirvana ...

The Year So Far: Liberty Improves Most Among Nationals; Discipline Tested

A Carrier Management summary of earnings metrics for the year so far reveals a second-quarter average combined ratio of roughly 88, and a year-to-date ratio of just under 92 for a cohort of 27 ...
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Research & Whitepapers

Latest

  • Animals Cause More Than 350,000 Crashes Per Year: Report
  • China’s Natural Disaster Losses Hit $30B in First Nine Months of 2026
  • U.S. Announces $25M Whistleblower Program to Encourage Public to Report Alleged Fraud
  • Insurance AI’s Next Test: Can Carriers Trust the Data?
  • Stress Is Reshaping Americans’ Lives
  • Hawaii Likely Needs $1B in Disaster Recovery, Resilience Funds
  • Companies, Governments Fight Hacking Attempts in Rush to Patch PHP Flaws
  • AI Agents’ Access to Personal Information Raises Privacy Concerns

Contributors

Neil SahotaViewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines TrustBen ChangViewpoint: Six Questions Every CIO Should Ask Before Their Next AI InvestmentSean KevelighanFinding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in CaliforniaKirk GarrettWhen Builder’s Risk Coverage Doesn’t Reach the Finish Line See Our Contributors

Features

  • Insurance AI’s Next Test: Can Carriers Trust the Data?

  • Building a Glass Box Not a Black Box at Elara Spatial

  • Who Structures the Problem in AI-Assisted Insurance Decisions?

  • Viewpoint: Six Questions Every CIO Should Ask Before Their Next AI Investment

  • Is Your Hiring Process a Dream or a Nightmare for Job Seekers?

  • Workers’ Compensation’s Real Challenge: Orchestration

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Selective Insurance Group, Inc.SIGI$96.61up+5.31%
Slide Insurance Holdings, Inc.SLDE$28.55up+2.88%
Enact Holdings, Inc.ACT$47.89up+2.07%
Ategrity Specialty Insurance Company HoldingsASIC$24.11up+1.30%
Universal Insurance Holdings, Inc.UVE$48.84up+0.91%
Company Symbol Close 1 Day Chg
Kinsale Capital Group, Inc.KNSL$364.49down-6.69%
Goosehead Insurance, Inc.GSHD$48.50down-4.19%
Mercury General CorporationMCY$102.85down-3.62%
RLI Corp.RLI$64.83down-3.25%
W. R. Berkley CorporationWRB$73.33down-2.94%
* As of October 23, 2026; Source: S&P Global Market Intelligence
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