Wildfires pose significant challenges to insurers. New, expensive homes built in areas encroaching forests, drier weather and the bark beetle infestation are among the factors that have increased the risk of wildfires.

Executive Summary

Emberring and fire return intervals are two methods of determining wildfire risk, according to Lamont Norman of Pitney Bowes, who explains both approaches to helping insurers understand fire behavior.

According to Pitney Bowes’ Lamont Norman, a fire risk professional solutions engineer, the primary reason for an increase in wildfire risk is more people moving to the wildland urban interface band, a small band right at the edge of communities that touches highly vegetated areas.

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