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Analysis: California’s Surplus Lines HO Market Driven by Access, Not Wildfire Risk
It's been more than two years since I wrote an analysis based on Surplus Line Association of California insight and data for an Insurance Journal article that the state's homeowners insurance market ...
AI for the Defense: Should Insurers or Law Firms Pay?
The idea that AI tools can help plaintiffs' lawyers to improve finely tuned litigation strategies that ultimately drive insurance company claims payouts is not new to Carrier Management readers. Nor ...
Executive Viewpoint: Why Insurers Are Struggling to Keep Pace With Risk
Insurers have built an industry around models that are inherently stable. You assess risk over time, price it in cycles and adjust it with a degree of predictability. That model is under strain, not ...
Executive Viewpoint: How AI Is Changing the Role of the Insurance Broker
Discussion in the insurance industry has often centered on whether AI will replace people, but the more pertinent question is how it is changing broking and underwriting roles. AI is redefining the ...
Are ‘Moderate’ Hurricanes Getting Squeezed Out of the North Atlantic?
The final tally for the 2025 North Atlantic hurricane season ended up including eight tropical storms, one category 4 hurricane (Gabrielle) and three category 5 hurricanes (Erin, Humberto, Melissa). ...
How Insurance Leaders Can Leverage AI Without Sacrificing Trust
Advances in AI, especially Gen AI and Agentic AI, are creating significant opportunities but also sharpening a critical question for insurers: just because a process can be automated, should it be? ...
From Volatility to Value: How Carriers Can Build Durable Growth
Growth has returned to the boardroom agenda for insurers, but this time under far less forgiving conditions. Softening property and casualty premiums, rising social inflation, tighter capital, ...
Traveling for Business? Don’t Forget to Pack Your Emergency Preparedness Plan
We live in risky times. War with Iran, the ongoing conflict between Russia and Ukraine, Mexican cartels—global tensions are at an all-time high. The Department of State is advising Americans ...