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The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture
A Practical Blueprint: The Five Plays of an Innovation Culture
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Artificial Intelligence Is Rewriting the Rules for Commercial Lines
Poorer Americans Dropped Federal Flood Insurance When Rates Rose
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Unpacking a Consumer Intervenor’s Novel Idea
Trump Signs Order Seeking to Limit State-Level AI Regulation
Chubb, The Hartford, Liberty and Travelers Team Up on Surety Tech Co. Launch
Texas ID Restrictions Could Prevent Illegal Immigrants in U.S. From Buying, Registering Vehicles
Why Insurance Telematics Integrations Fail
How One MGU Grew Fivefold When Capacity Fled Cat-Prone Property Markets

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Examining 5 Key Factors Fueling MGA Growth—and Emerging Challenges Ahead
Rebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix It
AI in Property/Casualty Insurance: Why Trusted Data Is the Missing Link
The Future of Knowledge in Insurance: From Training to AI-Powered Productivity

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Content from William Ross

Will Ross is co-founder and CEO of Federato, the industry’s first RiskOps platform for P/C and specialty insurance. Ross is an expert in machine-learning based optimization mathematics and climate/atmospheric modeling, having completed his graduate studies at Stanford University, where he worked under many of the world’s leaders in the field. He started Federato after observing, as a wildfire cat modeler, that many insurers struggle to operationalize the underwriting and risk selection strategies that their actuarial science tells them are correct. He has driven more than $100 million in product revenues for IBM’s Watson Group, educated more than 1,000 executives in Udacity’s ‘AI for Business Leaders’ program, and served as a graduate fellow in Stanford University’s Data Science Institute + TomKat Center for Sustainability.

How to Win Reinsurance Negotiations in a ‘Show Don’t Tell’ Hard Market

We need to talk about the cost of reinsurance.

Primary property/casualty insurance carriers and MGAs are still squeamish following the ...

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  • Colorado State Patrol Highlights Top 5 Cause of Winter Crashes
  • Cannabis Businesses Face Hurdles Accessing Big Banks Despite Reclassification
  • Deceptive Self-Driving Claims Prompt California to Threaten Tesla With 30-Day Sales License Suspension
  • AIG Partners With Amwins, Blackstone to Launch Lloyd’s Syndicate Using Palantir
  • Vantage Group to Be Acquired by Ackman-Backed Howard Hughes Holdings for $2.1B
  • Artificial Intelligence Is Rewriting the Rules for Commercial Lines
  • Protective Gear Meant to Protect Firefighters May Hide New Chemical Danger
  • Odometer Fraud Sees 14% Jump in the Past Year

Contributors

Tim SlevinExamining 5 Key Factors Fueling MGA Growth—and Emerging Challenges AheadDavid PerlaLegal Finance and Insurance: From Confusion to CollaborationKrista GlennRebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix ItAdolfo CanoviHow Carriers Are Pairing AI and Process Discipline to Drive Subrogation OutcomesMark Bernacki IIHow Carriers Are Pairing AI and Process Discipline to Drive Subrogation Outcomes See Our Contributors

Features

  • Artificial Intelligence Is Rewriting the Rules for Commercial Lines

  • Viewpoint: Stable Operating Conditions Expected for European Insurers in 2026

  • How Carriers Are Pairing AI and Process Discipline to Drive Subrogation Outcomes

  • Examining 5 Key Factors Fueling MGA Growth—and Emerging Challenges Ahead

  • Unpacking a Consumer Intervenor’s Novel Idea

  • The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
TWFG, Inc.TWFG$28.60up+1.20%
Kingsway Financial Services Inc.KFS$12.80up+1.19%
Goosehead Insurance, IncGSHD$73.45up+0.90%
Slide Insurance Holdings, Inc.SLDE$18.72up+0.86%
Kinsale Capital Group, Inc.KNSL$399.29up+0.83%
Company Symbol Close 1 Day Chg
NI Holdings, Inc.NODK$13.92down-5.24%
James River Group Holdings, Inc.JRVR$6.26down-4.28%
Root, Inc.ROOT$73.88down-4.14%
Neptune Insurance Holdings Inc.NP$28.17down-3.89%
Bowhead Specialty Holdings Inc.BOW$28.00down-3.75%
* As of December 19, 2025; Source: S&P Global Market Intelligence
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