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TikTok Videos, Lack of Safeguards Could Push Increased Theft Threat for Certain Cars Through 2050
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US P/C Insurers See Fewer Ratings Downgrades in H1 2026 on Improved Performance
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Monster Tsunami Sent Water 1,580 Feet Up an Alaskan Mountain
Lyft to Pay $272M to Settle California Rideshare Drivers’ Wage Theft Lawsuit
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Levers and Guardrails: How Growth Is Being Built at Hippo

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Your Rating Rules Survived the Migration. Did Your Prices?
Viewpoint: Pricing Wildfire Risk Is Not the Same as Reducing It
Building a Glass Box Not a Black Box at Elara Spatial
Who Structures the Problem in AI-Assisted Insurance Decisions?

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Content from Matteo Carbone

Matteo Carbone is Director of the IoT Insurance Observatory and chairman of Net Insurance’s innovation advisory board. Carbone was the Guest Editor of the Carrier Management Q32021 special report, ”Insurance Is Getting Connected,” and Q42023 special report, ”Making More Connections,” about IoT insurance applications. A frequent contributor, Carbone was also a guest editor for Carrier Management’s 2018 featured magazine section, “Startups Face Off Against Established Players” ; co-editor Adrian Jones)

The Bottom Line: Why Property Insurers Need to Move Past IoT Exploration to Strategy Integration

Bottom-line impact from technology investments starts at the top for property insurers. At HSB and the IoT Observatory, we believe that simply offering sensor technology through InsurTech ...

Creating the Tipping Point for Insurance IoT: How HSB and Its Partners Are Creating a Playbook for the Future

Over the past several years, the property/casualty insurance industry's use of Internet of Things (IoT) has significantly accelerated. Beyond auto telematics, P/C insurers—from major carriers to ...

The State Farm Vision: Ecosystem Capabilities for the Insurer of the Future

A century-old insurer is evolving to help people manage the risks of everyday life, recover from the unexpected and realize their dreams in an increasingly hyperconnected world. The State Farm ...

Telematics Has Kept the Promise: Allstate’s Journey Continues

Telematics has been on personal insurers' radar for many years, and it has recently reached a tipping point. Nowadays, it is recognized as a necessary capability for the future success of any auto ...

The Journey to Build the Auto Insurer of the Future

FROM THE ARCHIVES: A VINTAGE CARRIER MANAGEMENT ARTICLE FROM 2021 Allstate is a leader in adopting telematics, according to IoT Insurance Observatory data indicating that the company has over 2 ...

How a Mutual Insurer Achieved More Than 300% Return on IoT Investment

Insurance IoT is a new way of thinking about the activity of assessing, managing and transferring risks that fits with a world that is going to be more and more hyperconnected. Personal auto is the ...

Protecting Industrial Athletes: The IoT Future of Workers Comp

The global economy is built on the backs of hardworking "industrial athletes," and providing those athletes with the equipment to keep them safe is the mission of one New York-based technology firm ...

How Nationwide Is Using Telematics to Transform Commercial Auto Insurance

The hyperconnection between people, machines and organizations is a pervasive megatrend that characterizes our society in any aspects, at any level, in any part of the world. The Internet of Things ...
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A Repeatable Model for Using IoT to Transform Commercial Insurance

Traditional insurance products focus on risk transfer. Insurers compete based on their ability to use historical loss information, data gathered during the submission process and other data from ...

For Insurers, Digital Ecosystems Are Now Vital Economic Tools

It is clear that traditional end-to-end business models are breaking down in every industry, including insurance. In the digital era, the standards of service are continually rising, making it ...
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Research & Whitepapers

Latest

  • TikTok Videos, Lack of Safeguards Could Push Increased Theft Threat for Certain Cars Through 2050
  • U.S. Regulator Proposes Incorporating NFPA Rules to Speed Up LNG Projects
  • More Rain for Flood-weary U.S. Southwest Expected
  • Ransomware Attacks Rise 50% in Q3, Says NordLayer
  • Cyber Direct Premiums Are Up but Majority of Policies Are Endorsements: NAIC
  • The Latest Launches from Cotality, CoverForce
  • Viewpoint: Solving the Insurance eDiscovery Challenge
  • Why Carrier AI Rollouts Stall: Three Types of Resistance Executives Should Treat Differently

Contributors

Anushka V. RodiYour Rating Rules Survived the Migration. Did Your Prices?Ben ChangViewpoint: Six Questions Every CIO Should Ask Before Their Next AI InvestmentMandy Pierre-BlanksViewpoint: Solving the Insurance eDiscovery ChallengeHarry StatterViewpoint: Pricing Wildfire Risk Is Not the Same as Reducing ItGleb TsipurskyWhy Carrier AI Rollouts Stall: Three Types of Resistance Executives Should Treat Differently See Our Contributors

Features

  • Viewpoint: Solving the Insurance eDiscovery Challenge

  • Why Carrier AI Rollouts Stall: Three Types of Resistance Executives Should Treat Differently

  • Your Rating Rules Survived the Migration. Did Your Prices?

  • Viewpoint: Pricing Wildfire Risk Is Not the Same as Reducing It

  • Insurance AI’s Next Test: Can Carriers Trust the Data?

  • Building a Glass Box Not a Black Box at Elara Spatial

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Orion180 Insurance Group Inc.OIG$9.53up+2.92%
James River Group Holdings, Inc.JRVR$3.85up+2.12%
Palomar Holdings, Inc.PLMR$136.44up+1.78%
Trupanion, Inc.TRUP$29.52up+1.06%
Kingstone Companies, Inc.KINS$19.70up+0.92%
Company Symbol Close 1 Day Chg
Slide Insurance Holdings, Inc.SLDE$27.19down-4.23%
Heritage Insurance Holdings, Inc.HRTG$34.73down-4.09%
Kingsway CorporationKWY$9.66down-2.72%
Universal Insurance Holdings, Inc.UVE$45.98down-2.61%
The Hartford Insurance Group, Inc.HIG$130.04down-2.60%
* As of October 28, 2026; Source: S&P Global Market Intelligence
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