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Content from Matteo Carbone

Matteo Carbone is Director of the IoT Insurance Observatory and chairman of Net Insurance’s innovation advisory board. Carbone was the Guest Editor of the Carrier Management Q32021 special report, ”Insurance Is Getting Connected,” and Q42023 special report, ”Making More Connections,” about IoT insurance applications. A frequent contributor, Carbone was also a guest editor for Carrier Management’s 2018 featured magazine section, “Startups Face Off Against Established Players” ; co-editor Adrian Jones)

The Bottom Line: Why Property Insurers Need to Move Past IoT Exploration to Strategy Integration

Bottom-line impact from technology investments starts at the top for property insurers. At HSB and the IoT Observatory, we believe that simply offering sensor technology through InsurTech ...

Creating the Tipping Point for Insurance IoT: How HSB and Its Partners Are Creating a Playbook for the Future

Over the past several years, the property/casualty insurance industry's use of Internet of Things (IoT) has significantly accelerated. Beyond auto telematics, P/C insurers—from major carriers to ...

The State Farm Vision: Ecosystem Capabilities for the Insurer of the Future

A century-old insurer is evolving to help people manage the risks of everyday life, recover from the unexpected and realize their dreams in an increasingly hyperconnected world. The State Farm ...

Telematics Has Kept the Promise: Allstate’s Journey Continues

Telematics has been on personal insurers' radar for many years, and it has recently reached a tipping point. Nowadays, it is recognized as a necessary capability for the future success of any auto ...

The Journey to Build the Auto Insurer of the Future

FROM THE ARCHIVES: A VINTAGE CARRIER MANAGEMENT ARTICLE FROM 2021 Allstate is a leader in adopting telematics, according to IoT Insurance Observatory data indicating that the company has over 2 ...

How a Mutual Insurer Achieved More Than 300% Return on IoT Investment

Insurance IoT is a new way of thinking about the activity of assessing, managing and transferring risks that fits with a world that is going to be more and more hyperconnected. Personal auto is the ...

Protecting Industrial Athletes: The IoT Future of Workers Comp

The global economy is built on the backs of hardworking "industrial athletes," and providing those athletes with the equipment to keep them safe is the mission of one New York-based technology firm ...

How Nationwide Is Using Telematics to Transform Commercial Auto Insurance

The hyperconnection between people, machines and organizations is a pervasive megatrend that characterizes our society in any aspects, at any level, in any part of the world. The Internet of Things ...
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A Repeatable Model for Using IoT to Transform Commercial Insurance

Traditional insurance products focus on risk transfer. Insurers compete based on their ability to use historical loss information, data gathered during the submission process and other data from ...

For Insurers, Digital Ecosystems Are Now Vital Economic Tools

It is clear that traditional end-to-end business models are breaking down in every industry, including insurance. In the digital era, the standards of service are continually rising, making it ...
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Research & Whitepapers

Latest

  • Insurance Industry Employee Confidence Tanks on AI Concerns: Report
  • Major Tech Companies Call for Cyber Defense Priority to Defeat AI-driven Hacks
  • Meta Joins List of Firms That Settled Cases for Billions of Dollars
  • Examining Trust: It’s Not All About the Lawyers
  • World Inches Toward Catastrophic Climate Events: ‘Bigger Shocks Are On the Way’
  • Young Americans Become More Hostile to AI, Fearing Job Losses
  • Stop Trying to Maintain Constant Productivity
  • Study Suggests Leaderless Groups May Have an Edge

Contributors

Kim GarlandWhat I Wish I Knew While Leading Insurance CarriersMatt Cullina, TransUnionRaised on Breaches, Digital Natives Think Differently About Cyber RiskSteve EllisAre We Measuring the Value of Claims AI or Simply Measuring Its Activity?Thomas ErdmanThe Impact of Subsidization on Commercial Auto Telematics ProgramsBen RoseWho Gets Credit for Successful Renewal During Soft Re Market?Brandon TobmanWhy Multifamily Owners’ Safety Investments Aren’t Showing Up in Their Premiums See Our Contributors

Features

  • Examining Trust: It’s Not All About the Lawyers

  • Balancing Technology and Human Touch in the Hiring Process

  • Redesigning Insurance Processes for Agentic AI: Governance From the Start

  • What I Wish I Knew While Leading Insurance Carriers

  • When the Offshore Model Outgrows Its Own Logic

  • Latin American P/C Insurers Enter Softer Market but Earnings Stay Resilient

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Arthur J. Gallagher & Co.AJG$267.56up+2.85%
Brown & Brown, Inc.BRO$73.31up+2.69%
TWFG, Inc.TWFG$30.01up+2.56%
Root, Inc.ROOT$56.43up+2.52%
Kingsway CorporationKWY$10.24up+2.20%
Company Symbol Close 1 Day Chg
Arthur J. Gallagher & Co.AJG$267.56up+2.85%
Brown & Brown, Inc.BRO$73.31up+2.69%
TWFG, Inc.TWFG$30.01up+2.56%
Root, Inc.ROOT$56.43up+2.52%
Kingsway CorporationKWY$10.24up+2.20%
* As of August 28, 2026; Source: S&P Global Market Intelligence
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