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Finding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in California
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Content from Matteo Carbone

Matteo Carbone is Director of the IoT Insurance Observatory and chairman of Net Insurance’s innovation advisory board. Carbone was the Guest Editor of the Carrier Management Q32021 special report, ”Insurance Is Getting Connected,” and Q42023 special report, ”Making More Connections,” about IoT insurance applications. A frequent contributor, Carbone was also a guest editor for Carrier Management’s 2018 featured magazine section, “Startups Face Off Against Established Players” ; co-editor Adrian Jones)

The Bottom Line: Why Property Insurers Need to Move Past IoT Exploration to Strategy Integration

Bottom-line impact from technology investments starts at the top for property insurers. At HSB and the IoT Observatory, we believe that simply offering sensor technology through InsurTech ...

Creating the Tipping Point for Insurance IoT: How HSB and Its Partners Are Creating a Playbook for the Future

Over the past several years, the property/casualty insurance industry's use of Internet of Things (IoT) has significantly accelerated. Beyond auto telematics, P/C insurers—from major carriers to ...

The State Farm Vision: Ecosystem Capabilities for the Insurer of the Future

A century-old insurer is evolving to help people manage the risks of everyday life, recover from the unexpected and realize their dreams in an increasingly hyperconnected world. The State Farm ...

Telematics Has Kept the Promise: Allstate’s Journey Continues

Telematics has been on personal insurers' radar for many years, and it has recently reached a tipping point. Nowadays, it is recognized as a necessary capability for the future success of any auto ...

The Journey to Build the Auto Insurer of the Future

FROM THE ARCHIVES: A VINTAGE CARRIER MANAGEMENT ARTICLE FROM 2021 Allstate is a leader in adopting telematics, according to IoT Insurance Observatory data indicating that the company has over 2 ...

How a Mutual Insurer Achieved More Than 300% Return on IoT Investment

Insurance IoT is a new way of thinking about the activity of assessing, managing and transferring risks that fits with a world that is going to be more and more hyperconnected. Personal auto is the ...

Protecting Industrial Athletes: The IoT Future of Workers Comp

The global economy is built on the backs of hardworking "industrial athletes," and providing those athletes with the equipment to keep them safe is the mission of one New York-based technology firm ...

How Nationwide Is Using Telematics to Transform Commercial Auto Insurance

The hyperconnection between people, machines and organizations is a pervasive megatrend that characterizes our society in any aspects, at any level, in any part of the world. The Internet of Things ...
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A Repeatable Model for Using IoT to Transform Commercial Insurance

Traditional insurance products focus on risk transfer. Insurers compete based on their ability to use historical loss information, data gathered during the submission process and other data from ...

For Insurers, Digital Ecosystems Are Now Vital Economic Tools

It is clear that traditional end-to-end business models are breaking down in every industry, including insurance. In the digital era, the standards of service are continually rising, making it ...
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Research & Whitepapers

Latest

  • The Latest Launches from The Zebra, Sigo Seguros, Applied Systems
  • Be Mindful: How Workplace Hierarchy Can Shape Even Positive Interactions
  • Why Your Boss Matters More Than Remote or Hybrid Work When It Comes to Burnout and Job Satisfaction
  • Highway Safety Agency Plans to Revise Outdated Vehicle Lighting Rules
  • Texas Reports Downward Trend in Home, Auto Insurance Rates
  • Push to End U.S. Changing Clocks Hits Dead End
  • Some Texas Agencies Accept Flock’s Offer to Keep Cameras On Despite Pause in Funding
  • Levers and Guardrails: How Growth Is Being Built at Hippo

Contributors

Sean HalversonFinding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in CaliforniaMary RimbeyWhy Organic Mentorship Is Insurance’s Best Retention ToolNeil SahotaViewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines TrustKirk GarrettWhen Builder’s Risk Coverage Doesn’t Reach the Finish LineSean KevelighanFinding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in California See Our Contributors

Features

  • Levers and Guardrails: How Growth Is Being Built at Hippo

  • AI Data Center Boom: Understanding How Risks Are Changing

  • Finding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in California

  • When Builder’s Risk Coverage Doesn’t Reach the Finish Line

  • The Impact of Claims Experiences on Trust

  • The Great Miami Hurricane: What a 1926 Catastrophe Reveals About Modern Coastal Risk

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Universal Insurance Holdings, Inc.UVE$45.25up+4.00%
Slide Insurance Holdings, Inc.SLDE$24.63up+3.10%
AMERISAFE, Inc.AMSF$24.29up+2.92%
American Integrity Insurance Group, Inc.AII$26.45up+2.64%
Neptune Insurance Holdings Inc.NP$27.86up+2.46%
Company Symbol Close 1 Day Chg
Orion180 Insurance Group Inc.OIG$8.11down-6.03%
Erie Indemnity CompanyERIE$217.77down-2.44%
Ryan Specialty Holdings, Inc.RYAN$37.60down-1.83%
Kinsale Capital Group, Inc.KNSL$330.70down-1.71%
Assurant, Inc.AIZ$266.73down-1.56%
* As of October 7, 2026; Source: S&P Global Market Intelligence
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