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Reframing Like a Fox: How Insurance Leaders Can Catch Strategic Drift Before It Compounds
The Price of Loyalty: How Higher Premiums Are Reshaping Carrier Retention
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Content from Matteo Carbone

Matteo Carbone is Director of the IoT Insurance Observatory and chairman of Net Insurance’s innovation advisory board. Carbone was the Guest Editor of the Carrier Management Q32021 special report, ”Insurance Is Getting Connected,” and Q42023 special report, ”Making More Connections,” about IoT insurance applications. A frequent contributor, Carbone was also a guest editor for Carrier Management’s 2018 featured magazine section, “Startups Face Off Against Established Players” ; co-editor Adrian Jones)

How We’re Doing It: Customers, Agents Play Vital Roles in Commercial Auto Telematics Success

Telematics has gained significant momentum in the U.S. commercial auto insurance market over the past few years among both InsurTech MGAs and insurance incumbents. Insurers have launched loss control ...

Is Commercial Auto Having Its ‘Sprinkler Moment’?

The commercial auto insurance industry may be approaching a tipping point, and dashcams are at the center of it. Telematics-based safety programs are increasingly embedded in commercial auto ...

Telematics and Trust: How Usage-Based Insurance Is Transforming Auto Coverage

What if your car insurance reflected how you actually drive, not just who you are? That question is no longer hypothetical. In 2024, more than 21 million U.S. policyholders shared telematics data ...

Winter Weather Loss Prevention: A Strong ROI Opportunity for Property Insurers

Non-weather-related water perils are a part of all insurers' books of business. But our environment is experiencing what seems to be increasingly unpredictable and extreme weather events that can ...

Allstate’s Telematics Strategy: Responding to Evolving Customer Needs

When consumers decide what to buy, they want companies to treat them as individuals: "Do you know my unique needs?" and "Will you be there for me when I need you?" For insurers, the answer to these ...

Repeat, Repeat and Repeat Again: How The Hartford Embeds IoT Capabilities in Commercial Insurance Businesses

The world is progressively witnessing heightened interconnectedness. Sensors present in physical objects capture data and link to digital communication networks. The data can then be analyzed, ...

Real-Time Data and Mitigation: How Tokio Marine Is Changing Risky Behaviors

In our ever more interconnected world—from vehicles to manufacturers to health care to the power grid—solutions to avoid risk are becoming more common. Our automobiles have evolved into veritable ...

Nationwide Insurance: Using a Decade of Learnings to Create Next-Generation Telematics Solutions

Telematics insurance has traversed more than two decades, cycling through phases of curiosity, dedication and subsequent disappointment. Only recently has the U.S. auto insurance sector acknowledged ...

The Transformative Potential of Telematics Innovation: Personal Auto

When looking at the impact of telematics capabilities on insurance activities, we see the emergence of the transformative potential of this InsurTech innovation. There is a relevant number of ...

The Bottom Line: Why Property Insurers Need to Move Past IoT Exploration to Strategy Integration

Bottom-line impact from technology investments starts at the top for property insurers. At HSB and the IoT Observatory, we believe that simply offering sensor technology through InsurTech ...
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Research & Whitepapers

Latest

  • Default Speed Limit in Iowa Changes from 55 to 60MPH
  • Wendy’s, Chipotle Not Affected by Cyclosporiasis Outbreak
  • Presidential Approval Taking Longer for Disaster Aid
  • Executives on the Move at Arch, Allstate, Everest
  • U.S. P/C Industry Books Best Result in a Decade, but Not All Lines Enjoy Success
  • AI Bumps Power Cost 60% as Mega U.S. Grid Fails to Hit Supply Goal
  • Deep Dive: Understanding Data Center Perils
  • Wellness, Exercise Programs Key to Keeping Workers Healthy

Contributors

David SeiderThe Price of Loyalty: How Higher Premiums Are Reshaping Carrier RetentionTheodore M. SchaerMontgomery v. Caribe Increases Litigation Activity, Not Shipper ExposureRoss J. DiBonoMontgomery v. Caribe Increases Litigation Activity, Not Shipper ExposureDavid HemryHow to Improve Small Commercial Property UnderwritingTom RasmussenThe 24-Hour Window: The Race to Keep Claims Out of LitigationChris BassettReframing Like a Fox: How Insurance Leaders Can Catch Strategic Drift Before It Compounds See Our Contributors

Features

  • Deep Dive: Understanding Data Center Perils

  • Why Consistency Beats Creativity in Insurance Marketing

  • Reframing Like a Fox: How Insurance Leaders Can Catch Strategic Drift Before It Compounds

  • AI Pushes Underwriting Beyond Risk Selection to Prevention

  • Viewpoint: Insurance, Cybersecurity Are Twin Pillars of Resilience for iGaming Industry

  • Ranking: Who Are the Insurance Industry’s AI Talent, Maturity Leaders?

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
The Travelers Companies, Inc.TRV$368.98up+9.22%
Lemonade, Inc.LMND$67.18up+4.04%
RLI Corp.RLI$61.57up+3.34%
The Allstate CorporationALL$249.90up+3.32%
American International Group, Inc.AIG$80.50up+3.17%
Company Symbol Close 1 Day Chg
Goosehead Insurance, Inc.GSHD$54.28down-1.61%
Ategrity Specialty Insurance Company HoldingsASIC$22.79down-1.56%
American Coastal Insurance CorporationACIC$10.25down-1.16%
Mercury General CorporationMCY$106.25down-1.15%
Ryan Specialty Holdings, Inc.RYAN$41.97down-0.87%
* As of July 17, 2026; Source: S&P Global Market Intelligence
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