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U.S. P/C Posts $35B YTD Underwriting Gain; By-Line Premium Growth Revealed
U.S. Traffic Safety Improves, While Global Congestion Surges: Report
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Foreign Made Drones Will Be Banned in the U.S.
Irregular Safety Inspections Found as Building Fires Rise in Hawaii

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Adapting Insurance Talent Models for a More Volatile, Tech-Driven Market
The Hardest Part of Innovation in Insurance Isn’t Technology; It’s Culture
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Why the Middle Market Matters and How Insurers Can Capture It
Underwriter, Actuary Fears of AI Drop; Work Needed on Collaboration
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Unpacking a Consumer Intervenor’s Novel Idea
Trump Signs Order Seeking to Limit State-Level AI Regulation
Chubb, The Hartford, Liberty and Travelers Team Up on Surety Tech Co. Launch
Texas ID Restrictions Could Prevent Illegal Immigrants in U.S. From Buying, Registering Vehicles
McKinsey Plots Thousands of Job Cuts in Slowdown for Consulting Industry
The LA Fires Destroyed 11,000 Homes. Less Than 10% Have Permits to Rebuild

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Artificial Intelligence Is Rewriting the Rules for Commercial Lines
Examining 5 Key Factors Fueling MGA Growth—and Emerging Challenges Ahead
A Practical Blueprint: The Five Plays of an Innovation Culture
Rebuilding Negotiation Talent: Why This Skill Is Missing and How to Fix It

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Content from Ajay Kelshiker

Ajay Kelshiker is a managing director and co-founder of Percipience. He can be reached for further information or comment via email at ajay.kelshiker@percipience.com.

Demystifying the Data Landscape: Lake, Warehouse and Lakehouse Explained

The race to apply AI in P/C insurance often hits a wall, not because of algorithms but because of confusion over data foundations. "Data Lake," "Data Warehouse" and "Data ...

AI in Property/Casualty Insurance: Why Trusted Data Is the Missing Link

Artificial intelligence (AI) is moving rapidly from experimentation to execution in the property/casualty insurance industry. From AI-driven claims estimation to ...

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Latest

  • U.S. P/C Posts $35B YTD Underwriting Gain; By-Line Premium Growth Revealed
  • U.S. Traffic Safety Improves, While Global Congestion Surges: Report
  • Foreign Made Drones Will Be Banned in the U.S.
  • Irregular Safety Inspections Found as Building Fires Rise in Hawaii
  • A 10-Hour Data Center Outage Is Testing the Ambitions of KKR, GIP
  • Why the Middle Market Matters and How Insurers Can Capture It
  • Waymos Froze, Blocked Traffic During San Francisco Power Outage
  • Underwriter, Actuary Fears of AI Drop; Work Needed on Collaboration

Contributors

Adolfo CanoviHow Carriers Are Pairing AI and Process Discipline to Drive Subrogation OutcomesMark Bernacki IIHow Carriers Are Pairing AI and Process Discipline to Drive Subrogation OutcomesVolker KudszusViewpoint: The 2026 Forecast for European Insurers Is Partly CloudyTim SlevinExamining 5 Key Factors Fueling MGA Growth—and Emerging Challenges AheadNick LamparelliAdapting Insurance Talent Models for a More Volatile, Tech-Driven MarketPeter CroweAdapting Insurance Talent Models for a More Volatile, Tech-Driven Market See Our Contributors

Features

  • Underwriter, Actuary Fears of AI Drop; Work Needed on Collaboration

  • Adapting Insurance Talent Models for a More Volatile, Tech-Driven Market

  • Viewpoint: The 2026 Forecast for European Insurers Is Partly Cloudy

  • Artificial Intelligence Is Rewriting the Rules for Commercial Lines

  • Viewpoint: Stable Operating Conditions Expected for European Insurers in 2026

  • How Carriers Are Pairing AI and Process Discipline to Drive Subrogation Outcomes

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Kingsway Financial Services Inc.KFS$13.90up+2.13%
Hagerty, Inc.HGTY$13.82up+1.92%
Trupanion, Inc.TRUP$37.75up+0.85%
Ategrity Specialty Insurance Company HoldingsASIC$21.48up+0.70%
TWFG, Inc.TWFG$29.12up+0.38%
Company Symbol Close 1 Day Chg
Lemonade, Inc.LMND$74.69down-6.40%
Heritage Insurance Holdings, Inc.HRTG$28.99down-2.65%
Universal Insurance Holdings, Inc.UVE$33.82down-2.06%
Slide Insurance Holdings, Inc.SLDE$19.16down-1.94%
Neptune Insurance Holdings Inc.NP$29.90down-1.94%
* As of December 26, 2025; Source: S&P Global Market Intelligence
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