Members Only Content
Fighting Workers Compensation Fraud With New Strategies
Premium fraud and payroll misclassification have been big topics of discussion in workers compensation, especially after a recent report showed that New York City's construction industry cost the ...
Scottsdale’s Miller Asks: Are You Ready?
A page of the marketing materials for Scottsdale Insurance for 2014 carries the title: "Are You Ready? We Are." Under the title, a letter from the company president, Michael D. Miller, explains that ...
From Great to the Next Billion: Scottsdale President Miller on Vision and Execution
"Successful Associates. Successful Customers. The Next Billion." That's the "simple vision" described on the website of Scottsdale Insurance, where employees are called "associates" and wholesale ...
A.M. Best’s View of the Industry: One-on-One With Rating Officer Matt Mosher
"Capital itself is not the problem. It's like guns. It's what you do with the capital that's the problem." The surprising analogy came from Matthew Mosher, senior vice president of rating services ...
Détente & Other Good Intentions
How many of us will be proven wrong by year end? How many right? In a business where we are often judged—fairly or not—on an annual or even quarterly basis, the act of making predictions can be ...
S&P, Fitch Offering Clearer Windows Into Insurer Rating Processes
Since Standard & Poor's unveiled its updated criteria for rating insurers in May of last year, nothing much has changed with rating agency models, and few ratings changed in response to S&P's ...
Workers Comp Sector Approaches Profitability: Moody’s
Accident-year workers compensation profitability, excluding state funds, improved in 2013 to a combined ratio of 103—its lowest level since 2008—as a result of significant rate increases and the ...
What Analysts Expect in 2015: Lower Rates, More M&A, Underwriting Losses
Analysts seem to agree on a few things, at least, about what the property/casualty insurance industry can expect through the end of 2014 and into 2015. Reinsurance consolidation is coming, they say. ...