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Confident, Motivated Women in Insurance Need Male Mentors: Research
Two recently released studies of insurance industry leadership reveal some positive trends on gender diversity measures. But executive teams still have few women, researchers say, concluding that the ...
Clinical Trials and Insurance: Carriers Adapt to Unique, Evolving Demands
Clinical trial liability insurance has been around for more than two decades. But as the development and testing of new drugs has gone global, risks in the sector are growing and also becoming more ...
Small Business Opportunities Hiding in Plain Sight
Sometimes, opportunities really do hide in plain sight. In 2007, I was running ACE's wholesale E&O and D&O business when I noticed that all the small accounts sat on the underwriter's floor, ...
Measuring Embedded Portfolio Profit With Predictive Analytics
Predictive analytics rapidly is emerging as a must-have tool in the insurance carrier's arsenal. However, in most common applications, the power of advanced analytics is deployed from the bottom up: ...
Stress Testing Your ERM Initiative: Is It Delivering What You Need?
Solvency regulation has entered a new phase in the insurance industry as in-depth, forward-looking insurer self-assessments replace reviews of past balance sheets in states where Own Risk and ...
Retention With Profit: Best Practices for Auto Underwriting
"Every generation needs a new revolution," noted Thomas Jefferson, and in present times it seems that several revolutions are joining forces in the insurance world. The recent innovations of ...
A Surprising Way to Achieve Price Competitiveness
How can a company liberate itself from the death spiral of product commoditization? Competing on price is generally a losing proposition—and a very exhausting way to run a business. But when a ...
The Uberization of Insurance and Pac-Man
Much has been written about innovation in the insurance industry as well as Google's Compare, USAA's recent participation in Compare, Liberty Mutual's venture with Nest, big data, etc. What is really ...