Features
The Transformative Potential of Telematics Innovation: Personal Auto
When looking at the impact of telematics capabilities on insurance activities, we see the emergence of the transformative potential of this InsurTech innovation. There is a relevant number of ...
Realize Your IoT Potential
The time is now for investing and implementing insurance IoT. Between 2017 and 2021, P/C insurers experienced dramatic increases in non-cat loss severity for water damage (34 percent) and fire and ...
The Bottom Line: Why Property Insurers Need to Move Past IoT Exploration to Strategy Integration
Bottom-line impact from technology investments starts at the top for property insurers. At HSB and the IoT Observatory, we believe that simply offering sensor technology through InsurTech ...
HSB: The Original InsurTech
HSB (formerly Hartford Steam Boiler) was founded in 1866 to address one of the 19th century's most dangerous perils. Steam, which powered the Industrial Revolution, enabled unprecedented levels of ...
Creating the Tipping Point for Insurance IoT: How HSB and Its Partners Are Creating a Playbook for the Future
Over the past several years, the property/casualty insurance industry's use of Internet of Things (IoT) has significantly accelerated. Beyond auto telematics, P/C insurers—from major carriers to ...
The State Farm Vision: Ecosystem Capabilities for the Insurer of the Future
A century-old insurer is evolving to help people manage the risks of everyday life, recover from the unexpected and realize their dreams in an increasingly hyperconnected world. The State Farm ...
More Than an Observer: Carbone Still Igniting Industry’s IoT Passion
There's an image accompanying the next article of this special report showing a closeup profile view of a visionary whose mind is connected to a network of things. (The State Farm Vision: Ecosystem ...
Why Totaled Auto Losses Are Hard to Pin Down This Year
Depending on what report you have read, totaled auto losses are up, down or relatively stable. Ever since the personal auto segment recorded a combined ratio of 112 last year—a figure not seen ...