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Critical Information for P/C Carrier Executives

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Animals Cause More Than 350,000 Crashes Per Year: Report
China’s Natural Disaster Losses Hit $30B in First Nine Months of 2026
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U.S. Announces $25M Whistleblower Program to Encourage Public to Report Alleged Fraud
Stress Is Reshaping Americans’ Lives

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Delegation Without Abdication: A Division of Labor for Human-AI Decisions in Insurance
Viewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines Trust
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Global Commercial Insurance Rates Drop 5% in Q3; Signs of Stabilization
AI Accelerates Cyber Threat Landscape, Poses New Risks for Insurers and Businesses
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US P/C Insurers See Fewer Ratings Downgrades in H1 2026 on Improved Performance
Insurance Regulators Defend State-Led Model in Reply to Warren
Monster Tsunami Sent Water 1,580 Feet Up an Alaskan Mountain
Lyft to Pay $272M to Settle California Rideshare Drivers’ Wage Theft Lawsuit
Federal Bill Seeks to Reduce Work Week to 32 Hours
Levers and Guardrails: How Growth Is Being Built at Hippo

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Building a Glass Box Not a Black Box at Elara Spatial
Who Structures the Problem in AI-Assisted Insurance Decisions?
Viewpoint: Six Questions Every CIO Should Ask Before Their Next AI Investment
Workers’ Compensation’s Real Challenge: Orchestration

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Commercial Lines

California Workers Comp Combined Ratio for 2024 Highest in 20-Plus Years

After three consecutive accident years with relatively stable loss ratios, the projected loss and allocated loss adjustment expense ratio for California's workers compensation market for accident ...

Justice Department Using Fraud Law to Target Companies on DEI, WSJ Reports

The Trump administration has launched investigations into the use of diversity initiatives in hiring and promotion at major U.S. companies, the Wall Street Journal reported. Google and Verizon are ...

Howden US Tells Judge Brown & Brown Employees Fled Due to ‘Mistreatment’

In a Christmas court filing, Howden US filed its response to a request by rival Brown & Brown for a temporary restraining order, saying the recent exodus of Brown & Brown employees to Howden ...

Carrier Management’s 2025 Top Insurance News Articles (Reader’s Picks)

In a year when hurricane losses didn't make headlines, and improved personal auto results drove massive improvements in underwriting profit across the property/casualty insurance industry, news about ...

Judge Gives Green Light to NY Driver’s License Law, Rejecting Trump Challenge

A federal judge gave a green light Tuesday to New York's so-called Green Light Law, rejecting the Trump administration's bid to stop the state from giving people driver's licenses without having them ...

AI, Litigation Funding and Market Crosscurrents: What CM Readers Cared About in 2025

As 2025 unfolded, Carrier Management readers gravitated toward features that explored the intersection of technology, economics, and strategy. From artificial intelligence transforming underwriting ...

Carrier Management’s 2025 Top Features (Reader’s Picks Unlocked)

Underwriters and actuaries are less worried about AI taking their jobs. But maybe claims professionals and insurance agents should be more worried. Those are the takeaways I pulled out of two of the ...

U.S. P/C Posts $35B YTD Underwriting Gain; By-Line Premium Growth Revealed

Earlier this month, AM Best provided its initial tally of year-to-date financial results for U.S. property/casualty insurers, reporting a $34.9 billion net underwriting gain through the first nine ...

Why the Middle Market Matters and How Insurers Can Capture It

Conning puts the size of the total addressable middle market at more than $150 billion, and with no carrier commanding more than a 5 percent share, the segment has become more attractive to insurers. ...

Underwriter, Actuary Fears of AI Drop; Work Needed on Collaboration

You're just about as likely to find a commercial P/C underwriter or actuary who is unconcerned about the increased use of AI in insurance as you are to find one that's afraid of being replaced by AI. ...
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Research & Whitepapers

Latest

  • Animals Cause More Than 350,000 Crashes Per Year: Report
  • China’s Natural Disaster Losses Hit $30B in First Nine Months of 2026
  • U.S. Announces $25M Whistleblower Program to Encourage Public to Report Alleged Fraud
  • Insurance AI’s Next Test: Can Carriers Trust the Data?
  • Stress Is Reshaping Americans’ Lives
  • Hawaii Likely Needs $1B in Disaster Recovery, Resilience Funds
  • Companies, Governments Fight Hacking Attempts in Rush to Patch PHP Flaws
  • AI Agents’ Access to Personal Information Raises Privacy Concerns

Contributors

Sean KevelighanFinding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in CaliforniaNeil SahotaViewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines TrustBen ChangViewpoint: Six Questions Every CIO Should Ask Before Their Next AI InvestmentKirk GarrettWhen Builder’s Risk Coverage Doesn’t Reach the Finish Line See Our Contributors

Features

  • Insurance AI’s Next Test: Can Carriers Trust the Data?

  • Building a Glass Box Not a Black Box at Elara Spatial

  • Who Structures the Problem in AI-Assisted Insurance Decisions?

  • Viewpoint: Six Questions Every CIO Should Ask Before Their Next AI Investment

  • Is Your Hiring Process a Dream or a Nightmare for Job Seekers?

  • Workers’ Compensation’s Real Challenge: Orchestration

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Selective Insurance Group, Inc.SIGI$96.61up+5.31%
Slide Insurance Holdings, Inc.SLDE$28.55up+2.88%
Enact Holdings, Inc.ACT$47.89up+2.07%
Ategrity Specialty Insurance Company HoldingsASIC$24.11up+1.30%
Universal Insurance Holdings, Inc.UVE$48.84up+0.91%
Company Symbol Close 1 Day Chg
Kinsale Capital Group, Inc.KNSL$364.49down-6.69%
Goosehead Insurance, Inc.GSHD$48.50down-4.19%
Mercury General CorporationMCY$102.85down-3.62%
RLI Corp.RLI$64.83down-3.25%
W. R. Berkley CorporationWRB$73.33down-2.94%
* As of October 23, 2026; Source: S&P Global Market Intelligence
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