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U.S. Coasts Could See Double Whammy With El Niño, High Tide Flooding
U.S. Overdose Deaths Dropped in 2025, Policy and Drug Supply Concerns Remain
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Why and How Homeowners Underwriting Must Change
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Who Will Be California’s Next Insurance Commissioner?
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Progressive Is Biggest Auto Insurer, Surpassing State Farm: S&P GMI
Who Will Be California’s Next Insurance Commissioner?
Rational Market? How About ‘Dumb’ and ‘Bizarre’?

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Insurance Data and the Complex Loops Redefining Casualty Risk
How Your ORSA Can Be Retooled for a Competitive Advantage
Executive View: AI Strategy in Insurance Requires Plug-and-Play Operating Model
How Insurers Are Using AI to Manage Rising Catastrophic and Accumulation Risk

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Content from Carol A. Williams

Carol Williams is the Chief Executive Officer of Strategic Decision Solutions, a consultancy that has helped numerous P/C insurers address unique challenges to their success. Williams started her career in insurance and risk management with the Florida Office of Insurance Regulation nearly 20 years ago, more recently holding various ERM leadership positions for Citizens Property Insurance Corporation. At Strategic Decision Solutions, she focuses on helping carriers move beyond putting out fires to achieving strategic goals. Reach her at Carol@strategicdecisionsolutions.com.

Why Strategic Implementations Fail and the Counterintuitive Way to Address It

What do you think is the biggest threat facing property/casualty insurers today?

Is it escalating claim volumes? Litigation? Higher ...

Transforming Enterprise Risk Management From ‘Have To’ to ‘Want To’

Enterprise risk management (ERM) can be like eating your vegetables or doing homework as a youngster: Most kids didn't particularly enjoy it; they only did it because ...

Electric Vehicles and the New Frontier They Represent for Auto Insurers

Electric vehicles (EVs) and internal combustion engines could not be more different in some respects, but there's one thing they have in common: They both represent a ...

How Carriers Can Meet Strategic Goals During Inflationary Times

At the dawn of the 2020s just over three years ago, no one, including property/casualty executives, thought a pandemic would sweep the globe. The disruptions caused by ...

Going the Distance: How P/C Insurers Can Put Strategic Plans Into Action

I think everyone will agree that planning what direction a company will take for the next few years takes a bit of effort.

After all the ...

What Does an Ideal Strategic Planning Process Look Like?

It's coming up on that time of year when the kids head back to school and summer activities and vacations are winding down. It's time to settle in for the last push to year end. In the life of a ...

How to Move Past ‘Analysis Paralysis’: 5 Steps for Leaders

As an executive and leader of a property/casualty insurance carrier, you are responsible for making consequential decisions that impact policyholders, employees, credit ratings, regulators, investors ...

Stop the Deluge: Why P/C Leaders Should Rethink Project Management

After much deliberation and seemingly endless back-and-forth, strategic goals and objectives for the year are now set. Many company executives already have a good idea of the initiatives they want ...

Carpe Futurum: How to Reorient Your Company’s View of Risk

Never before, or at least never in the modern era, has the world witnessed such an extraordinary level of risk and uncertainty. Although a cursory look at the news confirms this, in-depth surveys ...

How to Achieve Organizational Goals With Scenario Planning

Even if they are never laid out in a formal document, every company is going to have strategic goals. After all, no executive is going to say that they don't want their company to grow or otherwise ...
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Research & Whitepapers

Latest

  • NICB Warns of Rising Contractor Fraud During Awareness Week
  • Waymo Recalls 3,800 Robotaxis Over Risk of Entering Flooded Roads
  • U.S. Coasts Could See Double Whammy With El Niño, High Tide Flooding
  • U.S. Overdose Deaths Dropped in 2025, Policy and Drug Supply Concerns Remain
  • Why and How Homeowners Underwriting Must Change
  • Progressive Is Biggest Auto Insurer, Surpassing State Farm: S&P GMI
  • Women’s Board Representation Slips Below 30% as Momentum Stalls
  • Despite Dip in Cargo Theft in Q1 This Year, Sharp Increase in Fraud Schemes Seen

Contributors

Chris DiMartinoWhy and How Homeowners Underwriting Must ChangeLenny LaRoccaThe Insurance Affordability Squeeze: Why Auto Carriers Are at an Inflection PointSean VicenteThe Insurance Affordability Squeeze: Why Auto Carriers Are at an Inflection PointBill DevineExecutive Viewpoint: One AI Won’t Save YouTom Sabbatelli-GoodyerSevere Convective Storm Losses SurgeJeff CohenInsurance Data and the Complex Loops Redefining Casualty Risk See Our Contributors

Features

  • Why and How Homeowners Underwriting Must Change

  • Insurance Data and the Complex Loops Redefining Casualty Risk

  • Who Will Be California’s Next Insurance Commissioner?

  • The Race for California Insurance Commissioner: Meet Steve Bradford

  • The Race for California Insurance Commissioner: Meet Ben Allen

  • The Race for California Insurance Commissioner: Meet Merritt Farren

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Goosehead Insurance, Inc.GSHD$42.14up+11.93%
Lemonade, Inc.LMND$54.48up+6.10%
Ryan Specialty Holdings, Inc.RYAN$33.67up+5.85%
Root, Inc.ROOT$58.32up+5.33%
James River Group Holdings, Inc.JRVR$4.37up+5.30%
Company Symbol Close 1 Day Chg
Reliance Global Group, Inc.EZRA$4.56down-5.39%
Neptune Insurance Holdings Inc.NP$27.22down-2.79%
American Integrity Insurance Group, Inc.AII$16.93down-0.82%
Kingsway Financial Services Inc.KFS$10.73down-0.28%
ProAssurance CorporationPRA$24.62up+0.45%
* As of May 18, 2026; Source: S&P Global Market Intelligence
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