Risk & Capital Management
Capital and Culture Have Changed Reinsurance Broking for Good
The influx of new capital has profoundly changed the reinsurance marketplace. It has lowered reinsurance rates, improved terms and conditions, and impacted reinsurer profitability. The same influx of ...
Evaluating Capital Needs
According to Standard & Poor's, some of the more common modeling techniques insurers use to evaluate their capital needs are: Stress tests, or extreme scenarios used to evaluate risk-bearing ...
Survey Says: For Many, ERM Is a Capital Idea
As insurers continue to evolve their enterprise risk management systems and controls, and regulators take a closer look, one aspect continues to be clear: Capital is king. A recent study by Standard ...
For P/C Carrier CFOs, It’s Time to Revisit Reinsurance Buying Strategies
Capital levels in the property/casualty insurance sector can be ambiguous. As in other industries, capital can be fungible or trapped, liquid or illiquid, affected by prevailing asset values, ...
AIG, Allianz and 7 Other Giant Insurers to Start Reporting Capital Ratios
Nine too-big-to-fail insurers, including American International Group Inc., Allianz SE and MetLife Inc., must start reporting capital ratios next year using a method presented by regulators today. ...
The Cost to Insure Airplanes Against Attack Will Grow Considerably
Insurers worldwide are going to have to pay up to a record $800 million to cover the damage done by attacks on airplanes this year, driving prices up and drawing rivals into the market. The hefty ...
Insurance-Linked Securities on Track to Break Issuance Records: Willis
Insurance-linked securities (ILS) will break issuance records last set in 2007 as the embrace of alternative investments in the property/casualty industry continues to grow, according to an update ...
How to Unlock ‘Trapped Limits’ in Your Reinsurance Program
An insurance company that purchases three $100 million layers of property-catastrophe coverage may find it is short of coverage if three $200 million events occur, even though the total coverage ...