Features
Two for One
The line between traditional indemnity insurance and parametric solutions is fading. Although carriers have offered both for decades, operational silos kept them separate: indemnity relied on ...Shadow Accounting in Insurance Compensation
The term shadow accounting certainly sounds ominous, but it typically starts off as something much more banal. How does it begin? A producer gets a statement that doesn't match expectations, or a ...
Storm Counts, Landfalls and Losses: The Hidden Risk Behind a ‘Quiet’ Hurricane Season
Some observers may label the 2025 Atlantic hurricane season as a "quiet" year due to zero U.S. hurricane landfalls, but from an insurance and catastrophe risk perspective, that conclusion misses the ...
Reinsurance Turning Point: From Operational Constraint to Competitive Advantage
Insurers have spent the past decade modernizing core operations. Policy administration, claims and underwriting have all benefited from advanced analytics, AI and digitized processes. Central data ...
Cyber Insurance Market Faces Pressure as Claims Severity Climbs
While the cyber insurance market is seeing more capacity and increased competition, insurers are still battling with the challenge of increasing frequency and severity of claims, according to John ...
Viewpoint: Why Speedy Payouts Matter in EU Plan to Close Insurance Protection Gap
As climate volatility across Europe continues to increase, so too does the ongoing financial fallout from these extreme weather events. Storm Goretti, which tore through Europe at the beginning of ...Private Credit, Insurance Distribution, and the Risks You Can’t See
As private credit exposure grows, insurers face unseen risks that could quietly impact pricing, underwriting, and distribution Private credit has become a significant part of how insurers generate ...
Executive Viewpoint: What Telematics Got Wrong and What It Means for Commercial Auto
In 2012, I joined Direct Line Group's motor team to help build a telematics insurance product. The idea was simple: use real driving data to move beyond crude proxies—age, postcode, ...