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Viewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines Trust
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US P/C Insurers See Fewer Ratings Downgrades in H1 2026 on Improved Performance
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FEMA’s New Flood Maps Mean More Homes Require Flood Insurance: Cotality
Nearly 100% Chance of a Mediterranean Tsunami Within Next 30 Years
Future Cyber Catastrophe Events May Be Different, Yet Not Unknown
The $400,000 Chief of Staff Is the CEO’s Secret Weapon in the AI Age

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Finding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in California
When Builder’s Risk Coverage Doesn’t Reach the Finish Line
The Impact of Claims Experiences on Trust
The Great Miami Hurricane: What a 1926 Catastrophe Reveals About Modern Coastal Risk

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Content from Kelly Hernandez

Kelly Hernandez is Associate Vice President for Personal Lines Telematics at Nationwide. She has been in the insurance industry for over 20 years in roles spanning loss reserving, pricing and most recently product development. She is a leader of telematics innovation specifically focused on Nationwide’s telematics programs SmartRide and SmartMiles. A few highlights of this work include introducing new proprietary telematics scoring models, the SmartRide mobile app program, several connected car programs and, most recently, Nationwide’s pay-per-mile auto program, SmartMiles. Hernandez is a Fellow of the Casualty Actuarial Society and a proud graduate of The Ohio State University.

Nationwide Insurance: Using a Decade of Learnings to Create Next-Generation Telematics Solutions

Telematics insurance has traversed more than two decades, cycling through phases of curiosity, dedication and subsequent disappointment. Only recently has the U.S. auto insurance sector acknowledged ...

The Transformative Potential of Telematics Innovation: Personal Auto

When looking at the impact of telematics capabilities on insurance activities, we see the emergence of the transformative potential of this InsurTech innovation. There is a relevant number of ...

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Latest

  • The Latest Launches from The Zebra, Sigo Seguros, Applied Systems
  • Be Mindful: How Workplace Hierarchy Can Shape Even Positive Interactions
  • Why Your Boss Matters More Than Remote or Hybrid Work When It Comes to Burnout and Job Satisfaction
  • Highway Safety Agency Plans to Revise Outdated Vehicle Lighting Rules
  • Texas Reports Downward Trend in Home, Auto Insurance Rates
  • Push to End U.S. Changing Clocks Hits Dead End
  • Some Texas Agencies Accept Flock’s Offer to Keep Cameras On Despite Pause in Funding
  • Levers and Guardrails: How Growth Is Being Built at Hippo

Contributors

Mary RimbeyWhy Organic Mentorship Is Insurance’s Best Retention ToolSean HalversonFinding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in CaliforniaNeil SahotaViewpoint: Insurers Are Automating the Front Office While Ignoring the Function That Determines TrustKirk GarrettWhen Builder’s Risk Coverage Doesn’t Reach the Finish LineSean KevelighanFinding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in California See Our Contributors

Features

  • Levers and Guardrails: How Growth Is Being Built at Hippo

  • AI Data Center Boom: Understanding How Risks Are Changing

  • Finding Safer Ground: How Parcel-Level Data Is Redefining Wildfire Risk in California

  • When Builder’s Risk Coverage Doesn’t Reach the Finish Line

  • The Impact of Claims Experiences on Trust

  • The Great Miami Hurricane: What a 1926 Catastrophe Reveals About Modern Coastal Risk

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Universal Insurance Holdings, Inc.UVE$45.25up+4.00%
Slide Insurance Holdings, Inc.SLDE$24.63up+3.10%
AMERISAFE, Inc.AMSF$24.29up+2.92%
American Integrity Insurance Group, Inc.AII$26.45up+2.64%
Neptune Insurance Holdings Inc.NP$27.86up+2.46%
Company Symbol Close 1 Day Chg
Orion180 Insurance Group Inc.OIG$8.11down-6.03%
Erie Indemnity CompanyERIE$217.77down-2.44%
Ryan Specialty Holdings, Inc.RYAN$37.60down-1.83%
Kinsale Capital Group, Inc.KNSL$330.70down-1.71%
Assurant, Inc.AIZ$266.73down-1.56%
* As of October 7, 2026; Source: S&P Global Market Intelligence
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