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One Battle After Another: What TPLF Victory in North Carolina Means
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Gallagher: Securities Class-Action Settlement Dollars Up $48% in H1
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AIG Starts Parametric Cloud Outage Solution
Training the People Behind the Claims Assessments: Allstate Claims University
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Pritzker Signs Bills Giving Insurance Department Power to Overturn Rate Changes
Can Reinsurers Maintain Underwriting Discipline or Will ‘Irrational’ Competition Return?
Let’s Talk About Insurance Distribution Before ChatGPT Disrupts It
The $400,000 Chief of Staff Is the CEO’s Secret Weapon in the AI Age
Will AI Be the End of Insurance Agents?
The Car Remembers What Happened; Human Beings Can’t

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Underwriting’s Next Job: Governance Steward
Why Multifamily Owners’ Safety Investments Aren’t Showing Up in Their Premiums
Design the Team Before You Design the Solution: Commercial Trucking Case Study
Are We Measuring the Value of Claims AI or Simply Measuring Its Activity?

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Content from Kelly Hernandez

Kelly Hernandez is Associate Vice President for Personal Lines Telematics at Nationwide. She has been in the insurance industry for over 20 years in roles spanning loss reserving, pricing and most recently product development. She is a leader of telematics innovation specifically focused on Nationwide’s telematics programs SmartRide and SmartMiles. A few highlights of this work include introducing new proprietary telematics scoring models, the SmartRide mobile app program, several connected car programs and, most recently, Nationwide’s pay-per-mile auto program, SmartMiles. Hernandez is a Fellow of the Casualty Actuarial Society and a proud graduate of The Ohio State University.

Nationwide Insurance: Using a Decade of Learnings to Create Next-Generation Telematics Solutions

Telematics insurance has traversed more than two decades, cycling through phases of curiosity, dedication and subsequent disappointment. Only recently has the U.S. auto insurance sector acknowledged ...

The Transformative Potential of Telematics Innovation: Personal Auto

When looking at the impact of telematics capabilities on insurance activities, we see the emergence of the transformative potential of this InsurTech innovation. There is a relevant number of ...

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Latest

  • Gallagher: Securities Class-Action Settlement Dollars Up $48% in H1
  • One Battle After Another: What TPLF Victory in North Carolina Means
  • Tornado Alley’s on the Move and Creating New Risk Concerns, Modeler Says
  • Cargo Theft Bust Results in $258K Stolen Copper Wire Recovery
  • Europe’s Heatwaves Expose Insurance Gap as Business Losses Mount
  • Picasso Etching Stolen From Wisconsin Gallery in 2018 Found
  • AIG Starts Parametric Cloud Outage Solution
  • Training the People Behind the Claims Assessments: Allstate Claims University

Contributors

Ben RoseWho Gets Credit for Successful Renewal During Soft Re Market?Thomas ErdmanThe Impact of Subsidization on Commercial Auto Telematics ProgramsBrandon TobmanWhy Multifamily Owners’ Safety Investments Aren’t Showing Up in Their PremiumsChris BassettDesign the Team Before You Design the Solution: Commercial Trucking Case StudyMatt Cullina, TransUnionRaised on Breaches, Digital Natives Think Differently About Cyber RiskSteve EllisAre We Measuring the Value of Claims AI or Simply Measuring Its Activity? See Our Contributors

Features

  • One Battle After Another: What TPLF Victory in North Carolina Means

  • Viewpoint: Is it Time to Rethink the ‘Secondary-Peril’ Label and Reclassify Risk?

  • Underwriting’s Next Job: Governance Steward

  • The Top 3 Ways to Use AI Responsibly in Customer Communications

  • Will AI Be the End of Insurance Agents?

  • Who Gets Credit for Successful Renewal During Soft Re Market?

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
American Integrity Insurance Group, Inc.AII$25.01up+4.25%
Presurance Holdings, Inc.PRHI$6.55up+2.66%
Kingstone Companies, Inc.KINS$19.90up+1.07%
Mercury General CorporationMCY$106.38up+0.95%
Heritage Insurance Holdings, Inc.HRTG$34.17up+0.62%
Company Symbol Close 1 Day Chg
Lemonade, Inc.LMND$49.95down-5.11%
AMERISAFE, Inc.AMSF$26.41down-4.48%
American Coastal Insurance CorporationACIC$9.45down-4.16%
Skyward Specialty Insurance Group, Inc.SKWD$57.57down-3.73%
James River Group Holdings, Inc.JRVR$4.02down-3.60%
* As of August 17, 2026; Source: S&P Global Market Intelligence
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