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Conflagration Key to Addressing Wildfire Risk: Report
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Gen Z Drivers Most Likely to Drive Uninsured: TransUnion
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Homeowners Insurance Market Reaches ‘Fragmented Phase,’ Says S&P GMI
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Pritzker Signs Bills Giving Insurance Department Power to Overturn Rate Changes
Can Reinsurers Maintain Underwriting Discipline or Will ‘Irrational’ Competition Return?
Let’s Talk About Insurance Distribution Before ChatGPT Disrupts It
The $400,000 Chief of Staff Is the CEO’s Secret Weapon in the AI Age
Deep Dive: Understanding Data Center Perils
Will AI Be the End of Insurance Agents?

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Underwriting’s Next Job: Governance Steward
Why Multifamily Owners’ Safety Investments Aren’t Showing Up in Their Premiums
Design the Team Before You Design the Solution: Commercial Trucking Case Study
Are We Measuring the Value of Claims AI or Simply Measuring Its Activity?

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Content from Kelly Hernandez

Kelly Hernandez is Associate Vice President for Personal Lines Telematics at Nationwide. She has been in the insurance industry for over 20 years in roles spanning loss reserving, pricing and most recently product development. She is a leader of telematics innovation specifically focused on Nationwide’s telematics programs SmartRide and SmartMiles. A few highlights of this work include introducing new proprietary telematics scoring models, the SmartRide mobile app program, several connected car programs and, most recently, Nationwide’s pay-per-mile auto program, SmartMiles. Hernandez is a Fellow of the Casualty Actuarial Society and a proud graduate of The Ohio State University.

Nationwide Insurance: Using a Decade of Learnings to Create Next-Generation Telematics Solutions

Telematics insurance has traversed more than two decades, cycling through phases of curiosity, dedication and subsequent disappointment. Only recently has the U.S. auto insurance sector acknowledged ...

The Transformative Potential of Telematics Innovation: Personal Auto

When looking at the impact of telematics capabilities on insurance activities, we see the emergence of the transformative potential of this InsurTech innovation. There is a relevant number of ...

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Research & Whitepapers

Latest

  • Gen Z Drivers Most Likely to Drive Uninsured: TransUnion
  • Conflagration Key to Addressing Wildfire Risk: Report
  • Driving Above the Speed Limit Costs You, Doesn’t Save Much Time
  • Thoma Bravo to Take Accelerant Private in $4 Billion Deal
  • Homeowners Insurance Market Reaches ‘Fragmented Phase,’ Says S&P GMI
  • AI Data Center Boom Is ‘Maxing Out’ P/C Insurers, AIG CEO Says
  • After Drop Last Year, Car Insurance Rates Climb: Insurify
  • Viewpoint: Is it Time to Rethink the ‘Secondary-Peril’ Label and Reclassify Risk?

Contributors

Ben RoseWho Gets Credit for Successful Renewal During Soft Re Market?Thomas ErdmanThe Impact of Subsidization on Commercial Auto Telematics ProgramsBrandon TobmanWhy Multifamily Owners’ Safety Investments Aren’t Showing Up in Their PremiumsSteve EllisAre We Measuring the Value of Claims AI or Simply Measuring Its Activity?Matt Cullina, TransUnionRaised on Breaches, Digital Natives Think Differently About Cyber RiskChris BassettDesign the Team Before You Design the Solution: Commercial Trucking Case Study See Our Contributors

Features

  • Viewpoint: Is it Time to Rethink the ‘Secondary-Peril’ Label and Reclassify Risk?

  • Underwriting’s Next Job: Governance Steward

  • The Top 3 Ways to Use AI Responsibly in Customer Communications

  • Will AI Be the End of Insurance Agents?

  • Who Gets Credit for Successful Renewal During Soft Re Market?

  • Why Multifamily Owners’ Safety Investments Aren’t Showing Up in Their Premiums

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Presurance Holdings, Inc.PRHI$5.37up+28.97%
American Integrity Insurance Group, Inc.AII$24.00up+4.76%
Neptune Insurance Holdings Inc.NP$32.07up+4.22%
Root, Inc.ROOT$49.83up+3.23%
Slide Insurance Holdings, Inc.SLDE$21.59up+3.01%
Company Symbol Close 1 Day Chg
AMERISAFE, Inc.AMSF$27.20down-2.40%
Skyward Specialty Insurance Group, Inc.SKWD$58.98down-1.91%
Erie Indemnity CompanyERIE$255.83down-0.91%
Arthur J. Gallagher & Co.AJG$253.49down-0.77%
Kingstone Companies, Inc.KINS$19.47down-0.76%
* As of August 13, 2026; Source: S&P Global Market Intelligence
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