A new list of the most affordable new trucks and SUVs to insure in 2025 shows Chevrolet once again taking the top two truck spots, while Honda nabs four spots among the top 10 SUVs, according to Mercury Insurance.

Factors contributing to insurance costs include claims on similar vehicles, the cost to repair, and vehicle safety records.

Mercury’s research and development team examined vehicles currently available at car dealerships to compile the list, which includes 2025 and 2026 model-year vehicles.

“We understand that in the current climate, consumers are looking to save money on auto insurance, but we also know that many in the new-car market are looking to add a truck or SUV to their driveway,” said Chong Gao, director of Product Management R&D for Mercury Insurance. “The good news is that there’s a lot of variety in this year’s list for consumers with different budgets and lifestyles, from compact SUVs to larger midsize ones that can handle family duty.”

The top trucks, beginning with the most affordable make and model to insure, are:

1. Chevrolet Colorado LT
2. Chevrolet Silverado C3500
3. Ford Maverick/Ford Ranger
4. Hyundai Santa Cruz SE
5. Toyota Tundra CrewMax
6. Ford F150
7. Toyota Tacoma
8. Ford F350 Super Duty
9. Dodge 1500/RAM Truck 1500
10. GMC Canyon

The top 10 list of SUVs, beginning with the most affordable make and model to insure:

1. Hyundai Sante Fe
2. Honda Pilot
3. Chevrolet Blazer
4. Kia Sportage
5. Honda Passport
6. Ford Escape
7. Kia Soul
8. Honda HR-V
9. Honda CR-V
10. Kia Sorento

“Choosing a vehicle with utility doesn’t have to break the bank, as any of these vehicles will help keep the cumulative cost of ownership down, which is something we have always emphasized at Mercury,” said Gao.