As insurance and reinsurance leaders take a deep breath and prepare for a mask-free future, they probably do so with a combination of excitement and trepidation.

Challenges ahead are interlaced with opportunities to grow and to innovate, as items like hybrid work arrangements and digital transformation projects rise high on their agendas. At the same time, they’re keeping watch on trends like social inflation, economic inflation, InsurTech competitors and systemic risks beyond pandemics, like those posed by cyber threats.

We look at all of these topics in this digital edition of our magazine, which also features a special focus on a growing category that some believe is the future of insurance—embedded insurance—through a series of interviews conducted by Guest Editor David Bradford.

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