Auto insurance pricing is complex, challenging carriers to deliver competitive rates that effectively balance risk with profit potential.

Executive Summary

Arity's Henry Kowal discusses what telematics means for insurers, why adoption has been a challenge, how it is evolving, and how it could transform the future of car insurance for insurers and drivers.

Fortunately, the evolution of telematics has streamlined the pricing process to introduce more tailored, fair and transparent insurance policies based on how a person drives versus who they are and where they live.

Today, all top 10 U.S. auto insurance carriers offer a telematics solution to their customers.

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