Q: In the process, who is procuring the title from whom?

A: The salvage yard is procuring the title from the insured (or lienholder) on behalf of the insurance company.

Q: Can you describe the original title’s progression from insured to insurer? Where does it ultimately end up?

Q: Does the salvage title go to the insured or the salvage yard?

A: The salvage title goes to the salvage yard.

Q: What is the purpose of the salvage title going to the salvage yard?

A: The title is changed to salvage as it is deemed total loss, and the car must be sold with title per state law.

Q: What is the Power of Attorney (POA) letter, and who signs it?

A: POAs come into question when the owner cannot physically sign the title. In that case, the POA allows the salvage yard to execute the title on behalf of the owner.

Q: Who does the POA grant authority to?

A: The POA grants authority to the salvage yard.

Q: Why is the POA granted to the salvage yard?

A: They are given the power to execute the title if the owner physically cannot do so.