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Calculating Targeted California Returns on Surplus

The National Association of Insurance Commissioners (NAIC) 2022 Report on Profitability by Line and by State provides a comparison of the rates of return on net worth for the last 10 years (through ...

Loss Trends for Severe Convective Storms

Loss trends for severe convective storms (SCS) have increased over the past 15 years and even more during the past five years, according to Dan Dick, global head of ...

Insurers Have Their Say

California's growing availability crisis is poised to get worse unless changes to ratemaking beyond the introduction of forward-looking catastrophe modeling take ...

Safer From Wildfires

Commissioner Lara's new regulation, California Code of Regulations Section 2644.9. Consideration of Mitigation Factors; Wildfire Risk Models, effective Oct. 14, 2022, ...

The Pros and Cons of Going Private

In the days before hedge fund manager Daniel Loeb decided to drop its buyout of SiriusPoint, Carrier Management asked analysts at AM Best and Fitch Ratings about the pros ...

About Anthony J. Kuczinski

Anthony J. "Tony" Kuczinski served as chief executive officer of Munich Re US P&C Companies from 2008 through 2022.

He retired from ...

13 Product Development Questions

There are a host of questions that insurance executives should ask themselves concerning product development. Here are a "baker's dozen" product development questions that could form a beginning set ...

Getting to Know Church Mutual

Church Mutual is the largest insurer of religious institutions in the country, with a history dating back more than 120 years. The company insures houses of worship, human services organizations, ...