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  • Does Spending More $ on Defense Reduce Indemnity?
  • Growth Going to be Hard: Abel Talks GEICO, Berkshire Tech ...
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Arizona Sheriff Investigates Train/Truck Cargo Theft Associated With California-based Cartel
Fears of Unfettered Hacking Spurred by Anthropic’s Mythos AI Model Overblown
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West Virginia OSHA Safety Inspections Reviewed After Refinery Deaths Last Month
AIG Agrees to Acquire Everest’s Colombian Operations

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For Carriers, AI Can Now Mean Hyper-Personalized Customer Service, Leaders Say
Executive Viewpoint: One AI Won’t Save You
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It’s a Good Thing? Martha Stewart to Get Into Home Insurance With Hint
Why and How Homeowners Underwriting Must Change
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Who Will Be California’s Next Insurance Commissioner?
The Race for California Insurance Commissioner: Meet Steve Bradford
Progressive Is Biggest Auto Insurer, Surpassing State Farm: S&P GMI
The Big Dog Is Off the Tech Porch: State Farm as ‘Next Gen Good Neighbor’
Who Will Be California’s Next Insurance Commissioner?
Rational Market? How About ‘Dumb’ and ‘Bizarre’?

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Automation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&L
Insurance Data and the Complex Loops Redefining Casualty Risk
How Your ORSA Can Be Retooled for a Competitive Advantage
Executive View: AI Strategy in Insurance Requires Plug-and-Play Operating Model

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Research

FC Business Intelligence

Free Whitepaper: Understanding and Improving Customer Lifetime Value Through Insurance Analytics

A look into the evolution of CLTV and analytics programs with insights from Zurich Insurance Group, HCC Service Company and CSAA Insurance Group
Sponsored by FC Business Intelligence Get this Report

Reinsurers Least Successful Acquirers in Industry M&A: Analysis

A recently released analysis of insurance carrier and reinsurer mergers and acquisitions finds that 75% of recent deals featuring reinsurers and multiline insurers as buyers destroyed value for ...

P/C Industry Loss Reserves Redundant by More Than $20B: Assured Research

The year-end 2025 carried loss reserve position for the property/casualty insurance industry is more than $20 billion redundant, according to a loss reserve analysis published this week by Assured ...

Loss Trends Outpacing Pricing Assumptions: Other Liability Analysis

The U.S. insurance industry saw $7.3 billion of adverse loss development in the other liability (occurrence) line during 2025, with more than half of the total coming from recent accident years, ...

Majority of Companies Worldwide See AI Benefits; Coverage Vague: Survey

A recent survey of more than 1,200 global businesses found that as AI adoption accelerates, 82% of respondents report positive impacts on their organizations. Global insurance brokerage Gallagher ...

’25 Deal Counts Drop, Q4 Values Soar: S&P GMI Insurance M&A Analysis

The North American insurance market experienced a decline in the total number and aggregate value of merger and acquisition deals in 2025 compared to 2024, according to S&P Global Market ...

Expense Ratio Analysis: AI, Remote Work Drive Better P/C Insurer Results

In separate reports last week, AM Best and Morgan Stanley analyzed P/C insurance industry expense ratios, with one reporting a 2.4-point drop over the past decade and the other projecting another ...

Why the Middle Market Matters and How Insurers Can Capture It

Conning puts the size of the total addressable middle market at more than $150 billion, and with no carrier commanding more than a 5 percent share, the segment has become more attractive to insurers. ...

AI Investments Are Top Priority; Hourglass Workforce Structure Takes Shape: Insurance CEO Survey

"We are very bullish on AI, and we're leaning into it." That's how Alan Schnitzer, chief executive officer of Travelers, responded to a recent question from an investment analyst who wanted specifics ...

Agents Struggle to Find Capacity, Meet Customer Timing Expectations: Survey

A new P/C insurance industry survey report reveals some of the key challenges that independent agents are facing, including providing quotes within customers' expected time frames—or finding ...

7 Years of Double-Digit Growth; New Players on Top 25 E&S Insurers List

2024 marked the 7th straight year of double-digit growth for the U.S. excess and surplus lines market, but the top 25 players no longer command 70 percent of the pie, according to a new report. AM ...
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Research & Whitepapers

Latest

  • Arizona Sheriff Investigates Train/Truck Cargo Theft Associated With California-based Cartel
  • Fears of Unfettered Hacking Spurred by Anthropic’s Mythos AI Model Overblown
  • West Virginia OSHA Safety Inspections Reviewed After Refinery Deaths Last Month
  • AIG Agrees to Acquire Everest’s Colombian Operations
  • It’s a Good Thing? Martha Stewart to Get Into Home Insurance With Hint
  • Automation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&L
  • NICB Warns of Rising Contractor Fraud During Awareness Week
  • Waymo Recalls 3,800 Robotaxis Over Risk of Entering Flooded Roads

Contributors

Brian NordykeAutomation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&LTom Sabbatelli-GoodyerSevere Convective Storm Losses SurgeBill DevineExecutive Viewpoint: One AI Won’t Save YouJeff CohenInsurance Data and the Complex Loops Redefining Casualty RiskNick KramerAutomation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&LChris DiMartinoWhy and How Homeowners Underwriting Must Change See Our Contributors

Features

  • Automation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&L

  • Why and How Homeowners Underwriting Must Change

  • Insurance Data and the Complex Loops Redefining Casualty Risk

  • Who Will Be California’s Next Insurance Commissioner?

  • The Race for California Insurance Commissioner: Meet Steve Bradford

  • The Race for California Insurance Commissioner: Meet Ben Allen

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
The Allstate CorporationALL$224.58up+1.52%
TWFG, Inc.TWFG$18.84up+1.07%
Ategrity Specialty Insurance Company HoldingsASIC$20.78up+1.07%
Horace Mann Educators CorporationHMN$46.17up+0.98%
Mercury General CorporationMCY$101.43up+0.79%
Company Symbol Close 1 Day Chg
Reliance Global Group, Inc.EZRA$3.86down-15.35%
Root, Inc.ROOT$53.63down-8.04%
James River Group Holdings, Inc.JRVR$4.05down-7.32%
Heritage Insurance Holdings, Inc.HRTG$23.15down-3.50%
Kinsale Capital Group, Inc.KNSL$313.61down-3.44%
* As of May 19, 2026; Source: S&P Global Market Intelligence
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  • Does Spending More $ on Defense Reduce Indemnity?
  • Growth Going to be Hard: Abel Talks GEICO, Berkshire Tech ...
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