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Carrier Management

Critical Information for P/C Carrier Executives

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  • Progressive is World's 4th Largest Insurer
  • The Cayman Islands Set Sail for Reinsurance Ops
  • Negotiation Is The Job of Claims Professionals
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California Doesn’t Strongly Punish DUIs as Alcohol-Related Road Deaths Increase: Report
Rebuilding Commercial Lines Underwriting: Smarter, Simpler and More Strategic
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While Q3 Numbers Hold Steady, Surge in High-Value Cargo Theft Seen Across U.S., Canada
Cost Cutting, AI Lead to Surge in U.S. Planned Layoffs in October

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Insurance-University Partnerships: Zurich AI Lab; ACORD Executive Ed
Tokio Marine Weighs More Than $10 Billion of International M&A
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Lemonade Books Q3 Net Loss of $37.5 Million
What Progressive and GEICO Q3 Results Reveal About Auto Insurance Profit, Growth
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Everest Group’s AM Best Rating Outlook Now Negative; IQUW Under Review
Workers Compensation Continues to Lead P/C Industry With Strong Profits
California Department of Insurance May Revoke Tesla Insurance Licenses
Everest Refocusing as Reserve Charge Hits Earnings; Buying $1.2B ADC
Analysis: State Farm Bolsters Surplus by Freeing Up Billions in Loss Reserves
Too Much Profit? Progressive’s Florida Results Generate Nearly $1B Q3 Charge

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Should Company Size Determine a Carrier’s ERM Practices?
Anchored in Maritime Roots, the Cayman Islands Set Sail for Reinsurance Opportunities
Is This Claim Covered? Lawyer-Built AI Drafts Coverage Letters in Minutes
Reimagining Homeowners Insurance in the AI-Powered Claims Era

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Content from Nick Shutwell

Nick Shutwell is Vice President of Growth at Clearcover with responsibilities over the company’s direct, partner and agency distribution channels.

How to Be Tech-Friendly Without Losing the Human Element

Technology is a great amplifier. It amplifies the power of humans and allows us to scale our ambitions. At Clearcover, we take this belief to heart—and it is motivating us to build a smarter car ...

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Latest

  • While Q3 Numbers Hold Steady, Surge in High-Value Cargo Theft Seen Across U.S., Canada
  • Cost Cutting, AI Lead to Surge in U.S. Planned Layoffs in October
  • California Doesn’t Strongly Punish DUIs as Alcohol-Related Road Deaths Increase: Report
  • Lemonade Books Q3 Net Loss of $37.5 Million
  • Rebuilding Commercial Lines Underwriting: Smarter, Simpler and More Strategic
  • What Progressive and GEICO Q3 Results Reveal About Auto Insurance Profit, Growth
  • Making Auto Insurance Affordable: Industry Executives Celebrate Florida Reforms
  • AXA Announces Death of Its Founder Claude Bébéar at 90

Contributors

Farah IsmailRebuilding Commercial Lines Underwriting: Smarter, Simpler and More StrategicJennifer LintonAre Your Risk Prediction Models at Risk of Falling Asleep at the Wheel?Steven DreyerAnalysis: State Farm Bolsters Surplus by Freeing Up Billions in Loss ReservesCasey KemptonExecutive Viewpoint: Reimagining Personal Lines Risk – Now and for the FutureBreanne ArmstrongDon’t Forget the Front Line: Why Insurers Need to Research the Agent ExperienceAndrew LeedsReimagining Homeowners Insurance in the AI-Powered Claims Era See Our Contributors

Features

  • Rebuilding Commercial Lines Underwriting: Smarter, Simpler and More Strategic

  • Truckers Seek Detours Around Rising Costs and Litigation

  • Should Company Size Determine a Carrier’s ERM Practices?

  • Anchored in Maritime Roots, the Cayman Islands Set Sail for Reinsurance Opportunities

  • AI Investments Are Top Priority; Hourglass Workforce Structure Takes Shape: Insurance CEO Survey

  • Don’t Forget the Front Line: Why Insurers Need to Research the Agent Experience

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Heritage Insurance Holdings, Inc.HRTG$27.85up+12.48%
American Financial Group, Inc.AFG$141.42up+4.62%
Ryan Specialty Holdings, Inc.RYAN$56.94up+2.74%
Hagerty, Inc.HGTY$11.67up+2.55%
Enact Holdings, Inc.ACT$36.74up+2.25%
Company Symbol Close 1 Day Chg
Root, Inc.ROOT$81.01down-8.79%
Hippo Holdings Inc.HIPO$34.60down-8.59%
Lemonade, Inc.LMND$75.13down-4.57%
HCI Group, Inc.HCI$195.01down-4.22%
Bowhead Specialty Holdings Inc.BOW$25.07down-3.28%
* As of November 6, 2025; Source: S&P Global Market Intelligence
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Headlines

  • Progressive is World's 4th Largest Insurer
  • The Cayman Islands Set Sail for Reinsurance Ops
  • Negotiation Is The Job of Claims Professionals
  • Why Claims Professionals Must Take Back Negotiation

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