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Who Will Be California’s Next Insurance Commissioner?
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Automation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&L
Why and How Homeowners Underwriting Must Change
Insurance Data and the Complex Loops Redefining Casualty Risk
How Your ORSA Can Be Retooled for a Competitive Advantage

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Content from David Bradford

David Bradford is a Principal of Iosis Consulting, providing services to insurance and reinsurance companies, MGAs and InsurTech firms seeking to achieve sustainable advantages in the competitive and rapidly changing commercial insurance market. Before creating Iosis, Bradford co-founded Advisen, a provider of data, media and technology solutions for the commercial property/casualty insurance market, where he served in a variety of executive roles and created and led Advisen’s media division as editor-in-chief. A 40-year veteran of the P/C industry, he started his career in reinsurance. Prior to co-founding Advisen in 2000, he served as head of treaty underwriting for Swiss Re’s North American Re. Reach him at dbradford@iosisconsulting.com.

Trade-Credit-as-a-Service: How Hokodo Is Fixing Small Biz Financing Pain Points

Most often, the concept of embedding insurance refers to a means of distribution—offering more or less traditional insurance coverages for products or services at the point of sale. For Hokodo, ...

Behind the Firewall: Underwriting Cyber Risk for Google Cloud Users

The best cyber underwriting information often is the least accessible. A thorough assessment of information security practices requires data from inside an organization's firewall, which is both ...

The Story of Salty: From Oxford U. to ‘Embedded Insurance’

Salty owns embedded insurance—literally. "EMBEDDED INSURANCE" is a trademark of Salty Dot Inc. Salty's SaaS platform enables carriers and their distribution partners to offer policies to insure ...

Swiss Insurer Baloise Moves Forward With Insurance Innovations

Swiss insurer Baloise may be nearly 160 years old, but it is a company with its eye on the future of insurance, including embedded insurance. Sibylle Fischer, Director of Strategic Venturing and ...

Creating New York’s X-Factor: Building an InsurTech Community

In less than one year, InsurTech NY has grown from an idea shared by founders David Gritz and Tony Lew into a vibrant hub for East Coast insurance entrepreneurs, insurers and investors. Q: Let's talk ...

Creating a Tradeable Market for Cyber Risk—and More: Q&A With AkinovA’s Founder Winand

London-based AkinovA represents itself as "the electronic marketplace for the transfer and trading of risk." Founded in 2017 by Henri Winand and Jean-Michel Paul, the first trade on the platform—a ...

Navigating a Risk Management Maelstrom: An Interview With JUUL Labs’ Head of Risk and Insurance

JUUL Labs, Inc. (JLI), an alternative cigarette company, went from startup to a $4 billion revenue company in just four years. As of September 2018, the company had more than 70 percent of the ...

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Research & Whitepapers

Latest

  • Federal Bipartisan Bill Propose $130 Annual EV Fee to Pay for Road Repairs
  • Southern California Wildfire Threatens 17,000 Homes, 30% Contained
  • With Customer Reviews Increasingly Polarized, Communication Is Key: Trustpilot
  • U.S. Personal Lines Insurers Ask for Less Rate After Period of Catch-Up
  • Executive Viewpoint: What Telematics Got Wrong and What It Means for Commercial Auto
  • Barney Frank, Key Lawmaker During Financial Crisis, Dies at 86
  • Arizona Sheriff Investigates Train/Truck Cargo Theft Associated With California-based Cartel
  • Fears of Unfettered Hacking Spurred by Anthropic’s Mythos AI Model Overblown

Contributors

Chris DiMartinoWhy and How Homeowners Underwriting Must ChangeBill DevineExecutive Viewpoint: One AI Won’t Save YouNick KramerAutomation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&LBrian NordykeAutomation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&LJeff CohenInsurance Data and the Complex Loops Redefining Casualty RiskDan FreedmanExecutive Viewpoint: What Telematics Got Wrong and What It Means for Commercial Auto See Our Contributors

Features

  • Executive Viewpoint: What Telematics Got Wrong and What It Means for Commercial Auto

  • Automation Theater: Why Carrier AI Investments Aren’t Showing Up in the P&L

  • Why and How Homeowners Underwriting Must Change

  • Insurance Data and the Complex Loops Redefining Casualty Risk

  • Who Will Be California’s Next Insurance Commissioner?

  • The Race for California Insurance Commissioner: Meet Steve Bradford

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Lemonade, Inc.LMND$57.36up+6.28%
Root, Inc.ROOT$56.54up+5.43%
Neptune Insurance Holdings Inc.NP$27.78up+4.04%
Kingstone Companies, Inc.KINS$15.59up+2.57%
Palomar Holdings, Inc.PLMR$115.81up+2.11%
Company Symbol Close 1 Day Chg
TWFG, Inc.TWFG$18.34down-2.65%
Ryan Specialty Holdings, Inc.RYAN$33.03down-2.19%
Kingsway CorporationKWY$10.24down-1.92%
NI Holdings, Inc.NODK$13.76down-1.71%
Marsh & McLennan Companies, Inc.MRSH$163.38down-1.62%
* As of May 20, 2026; Source: S&P Global Market Intelligence
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