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Underestimated Coastal Water Heights Putting Millions More at Risk: Study
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Legacy Insurance Systems Cost Nearly $5M Annually in Hidden Operational Costs: Report
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AI Claim Assistant Now Taking Auto Damage Claims Calls at Travelers
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Is Risk the Main Ingredient in Ultra-Processed Food?

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How Artificial Intelligence Is Changing Cyber Risk in 2026
Cyber Insurance Faces a Turning Point in 2026 as Soft Market Pressures Grow
The Decision-Native Insurer
As SCS Losses Grow, Demex Offers Modeled-Loss Reinsurance

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Content from David Bradford

David Bradford is a Principal of Iosis Consulting, providing services to insurance and reinsurance companies, MGAs and InsurTech firms seeking to achieve sustainable advantages in the competitive and rapidly changing commercial insurance market. Before creating Iosis, Bradford co-founded Advisen, a provider of data, media and technology solutions for the commercial property/casualty insurance market, where he served in a variety of executive roles and created and led Advisen’s media division as editor-in-chief. A 40-year veteran of the P/C industry, he started his career in reinsurance. Prior to co-founding Advisen in 2000, he served as head of treaty underwriting for Swiss Re’s North American Re. Reach him at dbradford@iosisconsulting.com.

Trade-Credit-as-a-Service: How Hokodo Is Fixing Small Biz Financing Pain Points

Most often, the concept of embedding insurance refers to a means of distribution—offering more or less traditional insurance coverages for products or services at the point of sale. For Hokodo, ...

Behind the Firewall: Underwriting Cyber Risk for Google Cloud Users

The best cyber underwriting information often is the least accessible. A thorough assessment of information security practices requires data from inside an organization's firewall, which is both ...

The Story of Salty: From Oxford U. to ‘Embedded Insurance’

Salty owns embedded insurance—literally. "EMBEDDED INSURANCE" is a trademark of Salty Dot Inc. Salty's SaaS platform enables carriers and their distribution partners to offer policies to insure ...

Swiss Insurer Baloise Moves Forward With Insurance Innovations

Swiss insurer Baloise may be nearly 160 years old, but it is a company with its eye on the future of insurance, including embedded insurance. Sibylle Fischer, Director of Strategic Venturing and ...

Creating New York’s X-Factor: Building an InsurTech Community

In less than one year, InsurTech NY has grown from an idea shared by founders David Gritz and Tony Lew into a vibrant hub for East Coast insurance entrepreneurs, insurers and investors. Q: Let's talk ...

Creating a Tradeable Market for Cyber Risk—and More: Q&A With AkinovA’s Founder Winand

London-based AkinovA represents itself as "the electronic marketplace for the transfer and trading of risk." Founded in 2017 by Henri Winand and Jean-Michel Paul, the first trade on the platform—a ...

Navigating a Risk Management Maelstrom: An Interview With JUUL Labs’ Head of Risk and Insurance

JUUL Labs, Inc. (JLI), an alternative cigarette company, went from startup to a $4 billion revenue company in just four years. As of September 2018, the company had more than 70 percent of the ...

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Latest

  • Legacy Insurance Systems Cost Nearly $5M Annually in Hidden Operational Costs: Report
  • La Niña Forecast to End Soon, El Niño Likely by Mid-2026
  • Underestimated Coastal Water Heights Putting Millions More at Risk: Study
  • Nine Claims Trends to Watch Through the Rest of 2026
  • WTW: U.S. Commercial Insurance Rates Moderate to 2.9% in Q4 2025
  • The List Is Growing: More Insurance Apps on ChatGPT
  • How to Make Performance Evaluations More Accurate
  • How Artificial Intelligence Is Changing Cyber Risk in 2026

Contributors

Leslie SapienzaReal Customer Connections: What Valentine’s Day Teaches InsurersChad LangfordWhy Claims AI Build vs. Buy Decisions So Often Miss the MarkKate DombrowskiFrom Skill to System: The Next Chapter in Insurance Claims NegotiationLaura BoettcherGender Balance as a Business StrategyGary McGeddyLessons From 25 Years Leading Accident & Health at Crum & ForsterDaniel HofmeisterViewpoint: Runoff Specialists Have Evolved Into Key Strategic Partners for Insurers See Our Contributors

Features

  • How Artificial Intelligence Is Changing Cyber Risk in 2026

  • Cyber Insurance Faces a Turning Point in 2026 as Soft Market Pressures Grow

  • The Decision-Native Insurer

  • How Modern Is ‘Modern Enough’ for Insurance Applications?

  • As SCS Losses Grow, Demex Offers Modeled-Loss Reinsurance

  • Four Practical, Data-Backed Steps for Preventing Nuclear Verdicts®

Insurance Top Gainers/Losers

  • Gainers
  • Losers
Company Symbol Close 1 Day Chg
Neptune Insurance Holdings Inc.NP$21.87up+20.23%
Hagerty, Inc.HGTY$10.23up+4.49%
Lemonade, Inc.LMND$55.15up+4.27%
HCI Group, Inc.HCI$167.39up+2.59%
NI Holdings, Inc.NODK$13.23up+2.56%
Company Symbol Close 1 Day Chg
Kingsway Financial Services Inc.KFS$10.38down-5.29%
Root, Inc.ROOT$43.76down-4.54%
The Hartford Insurance Group, Inc.HIG$132.93down-1.10%
James River Group Holdings, Inc.JRVR$6.39down-0.62%
Employers Holdings, Inc.EIG$39.24down-0.56%
* As of March 13, 2026; Source: S&P Global Market Intelligence
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  • Liberty Mutual Done with Fixing, On to Building
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  • Ultra-Processed Foods: Will Risk Cause Insurers Indigestion?
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