Viewpoints
The Great Miami Hurricane: What a 1926 Catastrophe Reveals About Modern Coastal Risk
The Great Miami Hurricane of 1926 is often treated as a historical anomaly, a ghost from a different era of risk. In reality, it resembles a modern catastrophe scenario. When the storm made landfall, ...
Viewpoint: Surplus Lines Insurers Offer Vital Cover for Growing Tech-Driven Industries
As technological advancements become more ingrained in the development of entirely new industries and change the nature of existing industries, accessing needed coverage for complex risks through ...
The Technology Taking Parametric Insurance Mainstream
This year, a series of market reports and industry developments call out a clear trend: Parametric insurance is entering the mainstream. Research & Markets' Parametric Insurance Market Report ...
Future Cyber Catastrophe Events May Be Different, Yet Not Unknown
Cyber catastrophe excess-of-loss protection, commonly referred to as Cyber Event XoL, has become an increasingly important tool for managing systemic cyber accumulation risk. As cyber portfolios grow ...
Viewpoint: What U.S. Insurers Should Learn From the EU AI Act
On August 2, the EU AI Act took effect. For the first time, new rules for both providers and deployers of AI systems are operating under a single risk-based framework. It imposes stricter ...
How Leading Voices Can Help Claims Organizations Leap Ahead
What would happen if we assembled the best ideas from four leading experts in negotiation and human decision-making and integrated them into our claims processes? That question sits behind the next ...
Exiting California’s FAIR Plan
Having steered clear of Altadena since late March 2025, shortly after the Eaton fire tore through the community, I decided to return this past weekend. My hopes were high for a sustained recovery. ...
Will AI Be the End of Insurance Agents?
On my first day of my first job in the insurance industry, my boss asked me, "Have you heard of this Internet thing? Agents are going to be gone." Fast forward to today, and that often-repeated ...