Selective Insurance, a business and personal insurance carrier, introduced an ergonomic risk assessment tool that can identify high-risk body positions or movements that may lead to severe injuries and workers compensation claims. This solution, developed by TuMeke Ergonomics, is available to Selective’s workers compensation policyholders.
According to a study of workers compensation claims made with Selective, in 2021, workplace-related injuries were reported 18 percent earlier in employees’ tenure than in 2011 at 5.2 years compared to 6.4 years. The study also found that during that period, strain-related injuries were the most common type of workers compensation claims in construction at 22.4 percent and manufacturing and wholesale segments at 27.2 percent.
Selective policyholders can use a smartphone to record consenting employees completing a task. TuMeke’s artificial intelligence software will review the footage to build detailed 3-D models of the human body moving through space to complete industry standard assessments that identify high-risk body positions and motions while maintaining employee privacy. At the end of the process, policyholders receive a report with findings and suggestions to reduce musculoskeletal pain and disorder risks.
CompScience Insurance Services announced a managing general agent agreement with Nationwide and Swiss Re to underwrite, bind and service workers compensation policies.
CompScience’s Intelligent Safety Platform aims to reduce claims through actuarial analysis. It detects previously unreported workplace risks by analyzing existing workplace videos with a library of proprietary computer vision models built to detect more than 50 behavioral and environmental hazards.
The new MGA agreement is now in affect and CompScience is accepting submissions in ten states. The continued national rollout is anticipated later in the year, according to a company press release.
Vertafore, a provider of modern insurance technology, added commercial auto insurance to the lines of business available for small commercial rating and quoting on commercial submissions.
With access to commercial auto quoting—along with the platform’s other lines of business for workers’ compensation, BOP and general liability—independent agencies can provide clients with choices to secure their business insurance coverage needs.
Commercial Submissions includes third-party data from VINtelligence from S&P Global Mobility. This integration automatically prefills up to nine key data fields per vehicle, including make, model, gross weight and the vehicle identification number.
Vertafore is aiming to modernize and simplify the insurance life cycle with services that provide end-to-end connectivity across the distribution channel, improve the client and agent experience, unlock the power of data, and streamline essential workflows to drive efficiency, productivity, and profitability for independent agencies, MGAs, and carriers, according to a company press release.
Sources: Selective Insurance Group Inc., CompScience Insurance Services, Vertafore