NEXT Insurance, a digital InsurTech focused on small business insurance, announced its renewed commitment to small business restaurant owners with the expansion of Employment Practices Liability Insurance (EPLI), which is now available with general liability in 28 states plus Washington, D.C.

NEXT’s EPLI coverage provides additional protection for business owners against lawsuits involving discrimination, sexual harassment, wrongful termination and more. With the launch of EPLI Insurance for restaurants, NEXT is offering $25,000 in EPLI coverage as part of its Pro package and $50,000 in EPLI coverage as part of its Pro + package to new and existing customers.

Founded in 2016, NEXT Insurance is headquartered in Palo Alto, Calif.

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LexisNexis Risk Solutions announced enhancements to its total loss service, LexisNexis VINsights, and will deliver integrated title, registered owner, loan payoff and state taxes and fees data to help U.S. insurance carriers expedite the total loss process.

As part of the LexisNexis Claims Compass platform, VINsights includes total loss data beyond valuation, moves the data to the beginning of the claim and integrates it directly into the workflow. In addition to delivering title, registered owner and state taxes and fees data, LexisNexis Risk Solutions has a strategic relationship with LossExpress to deliver access to lienholder payoff data. Adjusters can now connect with lienholders for expedited lien and title release and gain access to loan payoff details such as payoff amounts, payment remittance information and guarantee of title. Depending on a carrier’s geography, the VINsights-LossExpress service can deliver this data directly to the carrier’s claims system for up to 80 percent of its total losses.

Drawing from multiple data sources and delivered through a single, integrated service in the insurer’s workflow, VINsights data is integrated to the front-end of the total loss process and is updated on an ongoing basis. It also provides information such as titled owner that has use cases outside of total loss, such as when issuing payments.

Headquartered in Atlanta, Ga., LexisNexis Risk Solutions has offices throughout the world and is part of RELX, a provider of information-based analytics and decision tools for professional and business customers.

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Specialty insurer HSB announced an agreement with IronSDN Corp. to add app-based cyber risk management tools to HSB’s coverage for consumers and their families.

WhiteHaX CyberSafe, developed by IronSDN, is a risk verification and protection app for smartphones and other personal devices. The app is available to individuals insured by HSB’s Home Cyber Protection, which is added to the homeowners policies of personal lines insurers that work with HSB.

The WhiteHaX app also will be available as part of HSB’s new personal standalone cyber insurance program, MyCyberProtection, through HSB’s insurance affinity group and digital partners. The app analyzes the security of iOS and Android devices, including mobile phones and tablets, with proprietary threat intelligence that is updated daily to help prevent phishing, malware, and other cyber risks. A single user sign-up tracks the security and privacy of up to four devices in the household, with the ability to check the status of all devices at home and away with one click.

A virtual privacy network can encrypt data to help fight cyber threats and online tracking, while on-demand Wi-Fi scans quickly assess if a public or private network is safe. The app also monitors email addresses for data breaches 24/7, issues scam and security alerts, and helps users respond when their privacy is at risk.

Sources: NEXT Insurance, LexisNexis Risk Solutions, HSB