As an insurance carrier executive, how often have you asked for an internal data report only to be told it will take weeks or months and thousands of dollars to develop and cannot be easily modified once it’s done? For all the advances made in gathering and analyzing data, insurers all too often find themselves constrained by outmoded data structures embedded in legacy systems. The problem is compounded in companies that have multiple systems, which are commonly found in merged organizations and in companies that have grown in an ad hoc fashion....

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