![](/assets/bigstock-Concept-Photo-Of-Usage-based-I-324381004-135x100.jpg)
Content from Vivek Kumar Jha
Vivek Kumar Jha is Vice President of Decision Analytics at EXL. He has over a decade of experience in providing advisory and analytics services to leading global insurance carriers across product, marketing and distribution, claims and actuarial operations. Reach him at Vivek.Jha@exlservice.com![](/assets/bigstock-Concept-Photo-Of-Usage-based-I-324381004-135x100.jpg)