Susan T. Stead, Author at Carrier Management

Content from Susan T. Stead

Susan T. Stead is Of Counsel for Bailey Cavalieri LLC in Columbus, Ohio. With long and varied experience in insurance regulation, including 15 years with the Ohio Department of Insurance, she counsels insurers on developing compliant business practices, the regulatory impact of emerging issues in insurance, market conduct, product innovation, alternative distribution channels, electronic transactions, and legislative and regulatory developments. Reach her at sue.stead@baileycavalieri.com.

Are Carriers Facing a Paper Bias for Notices of Cancellation and Nonrenewal?

The insurance industry has been notoriously slow to fully embrace electronic forms of commerce and there may be good reasons for the hesitation. Until recently, antiquated, prescriptive requirements ...

Is FIO About to Step Into Data Collection?

The Federal Insurance Office (FIO) has taken a step toward fulfilling one of its obligations under the Dodd-Frank Act—a step that may ultimately have significant implications for auto insurers. ...

3 Ways FIO’s Report Could Impact Core Insurance Functions and Management

In its report, How to Modernize and Improve the System of Insurance Regulation in the United States (Modernization Report), the Federal Insurance Office (FIO) concluded that a combination of reforms ...

Will HUD’s Disparate Impact Rule Have Say in Ratemaking?

Despite the McCarran-Ferguson Act, which reserved the regulation of the "business of insurance" to the states, the Department of Housing and Urban Development (HUD) has given itself the ability to ...