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Underestimated Coastal Water Heights Putting Millions More at Risk: Study
Nine Claims Trends to Watch Through the Rest of 2026
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Legacy Insurance Systems Cost Nearly $5M Annually in Hidden Operational Costs: Report
La Niña Forecast to End Soon, El Niño Likely by Mid-2026

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WTW: U.S. Commercial Insurance Rates Moderate to 2.9% in Q4 2025
The List Is Growing: More Insurance Apps on ChatGPT
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State Farm’s California Homeowners Rate Request: It’s Settled — Almost
RLI Now Has ‘A++’ Rating from AM Best
First Atlantic Hurricane Forecast for 2026 Suggests Season Close to 30-Year Norm
AI Claim Assistant Now Taking Auto Damage Claims Calls at Travelers
Reinsurance Program Could Wipe Out Need for Calif. FAIR Plan: Legal Exec
Is Risk the Main Ingredient in Ultra-Processed Food?

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How Artificial Intelligence Is Changing Cyber Risk in 2026
Cyber Insurance Faces a Turning Point in 2026 as Soft Market Pressures Grow
The Decision-Native Insurer
As SCS Losses Grow, Demex Offers Modeled-Loss Reinsurance

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Content from Michelle Harnick

Michelle Harnick is Head of the Structured Risk Specialty and leads the Product Development and Structured Risk Team in the United States for Guy Carpenter & Company, LLC. She is a Fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries.

Hedging Systemic Risk in Casualty Reserves with Insurance-Linked Securities

Insurance-linked securities are often used to hedge an insurer's exposure to catastrophic property losses, but the casualty insurance market is just beginning to recognize the potential of ILS ...

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Latest

  • Legacy Insurance Systems Cost Nearly $5M Annually in Hidden Operational Costs: Report
  • La Niña Forecast to End Soon, El Niño Likely by Mid-2026
  • Underestimated Coastal Water Heights Putting Millions More at Risk: Study
  • Nine Claims Trends to Watch Through the Rest of 2026
  • WTW: U.S. Commercial Insurance Rates Moderate to 2.9% in Q4 2025
  • The List Is Growing: More Insurance Apps on ChatGPT
  • How to Make Performance Evaluations More Accurate
  • How Artificial Intelligence Is Changing Cyber Risk in 2026

Contributors

Daniel HofmeisterViewpoint: Runoff Specialists Have Evolved Into Key Strategic Partners for InsurersGary McGeddyLessons From 25 Years Leading Accident & Health at Crum & ForsterKate DombrowskiFrom Skill to System: The Next Chapter in Insurance Claims NegotiationLaura BoettcherGender Balance as a Business StrategyLeslie SapienzaReal Customer Connections: What Valentine’s Day Teaches InsurersChad LangfordWhy Claims AI Build vs. Buy Decisions So Often Miss the Mark See Our Contributors

Features

  • How Artificial Intelligence Is Changing Cyber Risk in 2026

  • Cyber Insurance Faces a Turning Point in 2026 as Soft Market Pressures Grow

  • The Decision-Native Insurer

  • How Modern Is ‘Modern Enough’ for Insurance Applications?

  • As SCS Losses Grow, Demex Offers Modeled-Loss Reinsurance

  • Four Practical, Data-Backed Steps for Preventing Nuclear Verdicts®

Insurance Top Gainers/Losers

  • Gainers
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Company Symbol Close 1 Day Chg
Neptune Insurance Holdings Inc.NP$21.87up+20.23%
Hagerty, Inc.HGTY$10.23up+4.49%
Lemonade, Inc.LMND$55.15up+4.27%
HCI Group, Inc.HCI$167.39up+2.59%
NI Holdings, Inc.NODK$13.23up+2.56%
Company Symbol Close 1 Day Chg
Kingsway Financial Services Inc.KFS$10.38down-5.29%
Root, Inc.ROOT$43.76down-4.54%
The Hartford Insurance Group, Inc.HIG$132.93down-1.10%
James River Group Holdings, Inc.JRVR$6.39down-0.62%
Employers Holdings, Inc.EIG$39.24down-0.56%
* As of March 13, 2026; Source: S&P Global Market Intelligence
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  • Liberty Mutual Done with Fixing, On to Building
  • Fixing Claims Negotiation (Part 5)
  • Ultra-Processed Foods: Will Risk Cause Insurers Indigestion?
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