Risks and Non-Risks Archives - Carrier Management

Opioids Are the Next Tobacco. Are Antibiotics the Next Opioids?

The fact pattern is familiar. Drug companies market a legal and regulated drug, resulting in significant overprescription of that drug. Over time, a public health crisis emerges and annual deaths ...

Pandemic Risk: Finding the Opportunity in Liability

Liability insurers frequently use exclusions to help address emerging risks that are viewed as unpredictable, intractable and potentially very large. It comes as no surprise, then, that the emergence ...

Emerging Damage: The Case of Melamine

Emerging risks evolve through three phases: emerging interest, emerging damage and emerging litigation. During the "emerging interest" phase, scientists, regulators or legal scholars first flag the ...