Homeowners Insurance: Housing Shortage Collides With Wildfire Risk
Growth was clearly a theme running through fourth-quarter 2024 conference calls, although the message coming from companies was necessarily more nuanced where growth in ...
Content from William Wilt
William Wilt is President of Assured Research LLC, a research and advisory firm focused exclusively on the P/C insurance industry. Wilt is also a Fellow of the Casualty Actuarial Society. Prior to founding Assured Research in 2012, Wilt held a variety of industry roles as an actuarial consultant, a senior credit officer for Moody’s Investors Services, a research analyst for Morgan Stanley and a number of senior corporate development and planning roles for P/C insurance carriers. Wilt is a frequent contributor to Carrier Management on topics including social inflation, liability insurance trends and loss reserve analysis. Reach Wilt at william.wilt@assuredresearch.com .
P/C Loss Reserve Study: Keep Calm and Carry On
According to an analysis of loss reserves published in mid-March by Assured Research, 2023 marked the 18th straight year that the U.S. P/C industry's loss reserves ...
Workers Compensation: Waning Benefits From Decreasing Opioid Rxs
Workers compensation has been a profit juggernaut for the property/casualty insurance industry over the past several years.
Underwriting ...
Social Inflation Hits Insurers, Not Economies
You know things are bad when the term "nuclear" is deemed inadequate to describe the rise in legal verdicts against corporations.
Have Insurers Paid Too Much for Asbestos and Other Toxic Torts?
Have insurers and defendants been overpaying for asbestos liability claims? Are there other ongoing toxic torts where that might be true today? The questions arise as a result of a revolution that's ...
What About Genomics and Workers Comp?
William Wilt and Kirk Hartley, the authors of the accompanying article, "Have Insurers Paid Too Much for Asbestos and Other Toxic Torts?" recently published a research note, in a Q&A format, ...
Reserves and Inflation: Insurers Got This!
According to an analysis of loss reserves published in mid-March by Assured Research, 2021 marked the 16th straight year that the U.S. P/C industry's loss reserves developed favorably—by about ...
Loss Reserve ‘Conservatism’ Will Shape the Pricing Cycle
According to our analysis of loss reserves published in mid-March, the year 2020 marked the 15th straight year that the U.S. property/casualty industry's loss reserves developed favorably—by about ...
COVID-19: On Disrupted Loss Reserve Diagonals and Lengthening Tails
It's axiomatic to assert that the coronavirus has changed everything both personally and professionally. Going forward, it'll be our aim at Assured Research to strike a balance. No one, of course, ...
It’s Not Over: Social Inflation Will Be Around for Some Time
Social inflation has become the industry's most talked about subject in recent quarters. The frequency and severity of tort claims has increased, and insurers have had to add to prior-year reserves ...