When P/C Insurance Carriers Can Cancel: Underwriting Period by State


Every state extends insurance carriers the right to cancel a newly-written policy during the first days of the policy period. This is commonly known as the new policy “underwriting period.” Although every state extends a new policy underwriting period, the requirements vary greatly. This chart by leading insurance educator Christopher J. Boggs of the Insurance Journal Academy of Insurance provides underwriting period information for each state and the District of Columbia.