P/C loss reserve adequacy Archives

Underreserving, Balance Sheet Fundamentals Taking a Back Seat in Rating Agency Analyses

Loss and loss adjustment expense (L&LAE) reserving and reported income are but two components of a thorough, all-encompassing rating agency analysis of an insurer. Today, more than ever before, ...

‘Industry’ Loss Reserve Studies Not Meaningful: Demotech Analysis

Insurance literature is replete with articles, analyses, studies and discussion documents related to industry loss and loss adjustment expense (L&LAE) reserves, the impact of L&LAE reserve ...