How Fair Rates Will Encourage Safer (and Slower) Driving


We thank Michael Dubin for sharing his recent publication, which offers an insightful argument for behavioral ratemaking.

“Speed has long been known to be one of the very most important driving safety factors and may be the
best behavioral ratemaking risk factor. An insurance scheme with increased rewards for driving slower
and more safely, that encourages implementation of safer driving practices, would be both beneficial
and disruptive. ” – Michael Dubin

Download this well presented and thought provoking whitepaper to learn more.

Michael C. Dubin, FCAS, FSA,
Director, Baker Tilly