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Today's Headlines February 27, 2026

Why Claims AI Build vs. Buy Decisions So Often Miss the Mark

Claims leaders are under constant pressure to "do something with AI." Boards want road maps. Competitors announce pilots. Adjusters are overloaded and looking for relief wherever they can find it. In that environment, the build-or-buy conversation often starts in the wrong place. It quickly becomes a debate about speed versus control, innovation versus risk, or... read more
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State Farm Reports $1.5B Underwriting Profit for 2025; Homeowners Still in the Red Ink

State Farm reported an underwriting gain of $1.5 billion for its property/casualty businesses in 2025, representing a turnaround from an underwriting loss of more than $6 billion in 2024—and more than $10 billion of underwriting losses in each of the two prior years. While the overall return to profitability prompted State Farm to announce a... read more
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 Brand Spotlight 
5 Lessons from INTRConnect 2026 on How to Maximize Your Impact in Property Insurance

As advanced technology permeates every facet of society, human empathy has emerged as the ultimate differentiator in customer experience–particularly within the people-driven property insurance industry. At the Cotality™ INTRConnect® 2026 conference, leaders explored the theme "Intelligence Beyond Bounds™." This serves as our industry's answer to ...read more
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Majority of Companies See Worldwide AI Benefits; Coverage Vague: Survey

A recent survey of more than 1,200 global businesses found that as AI adoption accelerates, 82% of respondents report positive impacts on their organizations. Global insurance brokerage Gallagher recently released its third annual AI Adoption and Risk Survey, which found that companies are increasingly integrating AI into their operations, focusing on IT operations, client-facing functions... read more
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Court Sharpens Causation Standard in All-Risk Policies in NC Church Mutual Case

In all-risk policies, an excluded cause of damage must be the sole cause of damage for the exclusion to apply, a federal appeals court decided last week in an opinion that clarifies North Carolina law but could make some claims more costly for insurers. "The district court's conclusion comports with North Carolina precedent, which has... read more
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SPONSORED BY: Majesco

2026 Trends: An Industry Thriller that Redefines Market Leader

Just over 40 years ago, those words from the second verse of Michael Jackson's song "Thriller" hit the airwaves, redefining generations of pop culture and music with the song and the album. As the highest-grossing album of all time across the world, it is considered... read more
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Waymo Robotaxis Expand to 10 Major U.S. Markets, Including Texas and Florida

Waymo will begin dispatching its robotaxis in four more cities in Texas and Florida, expanding the territory covered by its fleet of self-driving cars to 10 major U.S. metropolitan markets. The move into Dallas, Houston, San Antonio, and Orlando, Florida, announced Tuesday, widens Waymo's early lead in autonomous driving while rival services from Tesla and... read more
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Hackers Used AI to Breach 600 Firewalls in Weeks, Amazon Says

Over the last five weeks, a limited number of hackers broke into more than 600 firewalls across dozens of countries with the help of widely available artificial intelligence tools, according to security research from Amazon.com Inc. The small group of hackers – or possibly just one person – used commercial generative AI services to quickly... read more
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Gas-Guzzler Revival Risks Dead-End Future for U.S. Automakers

By gutting climate regulations, the president has freed U.S. automakers to sell as many gas-burning trucks and SUVs as they can. read more
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Research and Webinars

Manual Reconciliation: A Growing Liability for Carriers

Paper-based payment processes have been the industry default for decades, but ...
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Effective Auto Claims Fraud Detection Starts Before the First Question Is Asked

Rising repair costs and fragmented data are making auto claims recovery harder ...
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From Expansion to Efficiency: How Leading MGAs Are Rethinking Growth

Operational pressure on MGAs, MGUs, wholesalers, and program administrators is ...
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To Build or To Buy? Why Your Next Core System Decision Could Define Your Future

P&C insurers face mounting pressure to modernize, but choosing between ...
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Media

EP. 111: Navigating AI-Driven Risk and Cyber Market Pressure in 2026

InsurTech Newsletter


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