Solving the InsurTech Dilemma: Should I Stay an MGA or Become a Carrier?

March 15, 2021 by Matthew Jones

Every MGA should not transition to a carrier model. Consider your technology, competitive dynamics, team and access to reinsurance and scalability when contemplating such a change.

Related article: The Insurance Carrier is Back in Fashion

Competitive dynamics

Underwriting advantage




25+ or more: It could make sense to be an insurance company. Call us.

18-25: There could be an interesting MGA opportunity here.

Below 18: This might not make sense.