In dystopian fantasies, artificial intelligence and robots take over the world, acting on their own and becoming completely uncontrollable for their human creators. Executive SummaryIs insurance rating becoming too complex and too opaque for state departments to regulate? That’s a basic question that seems to hang over deliberations at the NAIC level and feedback from insurance trade groups about regulatory oversight of insurance pricing models increasingly powered by predictive analytics and machine learning. Carrier Management Guest Editor Joseph Harrington gives a summary of current activity on all sides, focusing on debate over insurer models, the use of third-party reviewers, acceptable variables and the prospect of “weblining.”