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How Smartphones Can Reduce Road Crashes and Strengthen the Insurance Industry
As roads become increasingly more dangerous, due in part to drivers using their mobile phones, attempting to reduce distracted driving through laws is a step in the right direction.
Executive Summary
MIT Professor Hari Balakrishnan, the co-founder of Cambridge Mobile Telematics, believes laws banning the use of mobile phones can only go so far in solving the problem of distracted driving, which has fueled a spike in fatal accidents. Here, he proposes that insurers become part of the solution by using smartphone sensors to detect not just vehicle-related behaviors like excessive speeding and hard braking but also when drivers are distracted by using their phones.
Editor's Note: CMT is a smartphone-centric telematics provider. Editor’s Note: CMT is a smartphone-centric telematics provider.
Ten years ago, Washington became the first state to pass a ban against texting while driving. This summer, it became the 15th state to make any hand-held cellphone use while driving a primary offense, meaning an officer may pull over and cite a driver for that violation.
