Lemonade is now doing business in New Jersey.

The New York-based peer-to-peer insurance startup disclosed its latest state rollout on Aug. 2. It is doing business in three other states – New York, California and Illinois. So far, the full-stack insurance company has 13 state licenses, and plans to continue its state-by-state rollout in the coming months.

Lemonade gained its first insurance carrier license in New York in mid-2016 and eventually wants to operate in 47 states and the District of Columbia.

The company is focused on renters and homeowners insurance, and sells its products in through its website or app. Lemonade relies on software known as bots to enable both systems. Lemonade gets a flat 20 percent fee for insurance and gives any unclaimed money to causes policyholders care about.

Lemonade said its 2017 Giveback saw more than 10 percent of its revenue go to 14 different causes chosen by the Lemonade community.

Source: Lemonade